NuLine Newshttp://nulineinsurance.postach.io/feed.xml2024-02-02T17:40:59.690000ZWerkzeugBusiness Spotlighthttps://nulineinsurance.postach.io/post/business-spotlight-32024-02-02T17:40:59.690000Z2024-02-02T17:38:34ZNuLine Insurance Services<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/1d16a59a-5006-0874-eb8b-478107cd86a8/7e1d7f90-5a9d-e58a-d67f-2da4e317a748.png" style="--en-naturalWidth:175; --en-naturalHeight:62;"/><div>Our February Business Spotlight is 701 Healthcare Solutions! </div>
<div>Have you found yourself looking for someone to assist you with your health insurance needs? We have found you a "solution!" Pictured above are April, McKenna and Tanner. McKenna (middle—Owner/Broker) found there to be a lack of a local resource for helping people with their health insurance needs. I mean, we all know how confusing the different plans are and how does one keep track of changes from year to year? It is so complex! This is FREE health insurance guidance! How can we go wrong here!? They pride themselves on offering excellent customer service and giving honest advice so you can be informed and understand your coverage. Having a local person to call when you have questions is priceless when you consider sitting on hold and talking to different representatives with the insurance companies. They work with several different Health Insurance carriers like Blue Cross, United, Sanford, Delta and Medica just to name a few. This team is here to explore the different plans for your specific needs, whether you are an individual, family or in need of a group plan. A lot of people do not understand Medicare and what they are signing up for, and these guys are here to help with that. They can also do an annual review of your prescriptions to compare the drug plans to make sure you are on the correct one. They can review family plans through the marketplace to see if you qualify for a rebate, which a lot of people aren’t aware of. Some of the other coverages offered are dental, vision, disability and long term care plans as well! </div>
<div>701 Healthcare Solutions is located at 24 1st St. NE, Minot ND 58703 in the 701 Realty building. McKenna and Tanner are also licensed Realtors!</div>
<div>You can contact them at 701-852-CARE(2273) or </div>
<div>via email <a href="mailto:info@701healthins.com">info@701healthins.com</a> </div>
<div>They have a Website <a href="http://701healthins.com">701healthins.com</a> and also a Facebook page. </div>
<div>Give them a call today, they are informed and ready to answer your questions!</div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/1d16a59a-5006-0874-eb8b-478107cd86a8/78cb72f3-0cd1-7427-85ed-1af531a07496.png" style="--en-naturalWidth:235; --en-naturalHeight:109;"/><div> </div>
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Recipe of the Monthhttps://nulineinsurance.postach.io/post/recipe-of-the-month2024-02-02T17:38:29.016000Z2024-02-02T17:34:52ZNuLine Insurance Services<div><b>Sausage Queso Dip</b></div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/4b366e4d-320e-fe19-82db-d29c008f93b4/a7dc43af-0707-4562-907e-f0e1678cc45e.png" style="--en-naturalWidth:207; --en-naturalHeight:222;" width="146.3918918918919px"/><div><b><i>Its Super Bowl Time! I don’t know what's better, the game or the food!</i></b></div>
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<div><b><u>Ingredients:</u></b></div>
<div><b>1 lb ground pork sausage, make sure it says "sausage"</b></div>
<div><b>8 oz cream cheese, (no need to soften)</b></div>
<div><b>20 oz Rotel diced tomatoes and green chilies, (two 10oz cans)</b></div>
<div><b>15 oz can of corn, drained</b></div>
<div><b>8 oz medium cheddar cheese, shredded</b></div>
<div><b><i>Garnish for Queso Dip:</i></b></div>
<div><b>1 Roma tomato, diced</b></div>
<div><b>1Tbsp chives or green onion, finely chopped</b></div>
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<div><b>In a large dry pot or deep skillet med/high, brown sausage (10-12 min), breaking it apart with spatula (the sausage releases enough oil to grease pan.) When browned, remove excess grease by pushing a paper towel around the pan with a spatula until fully saturated then discard.</b></div>
<div><b>Cut cream cheese into pieces and stir into browned pork until melted and incorporated. Add 2 cans un-drained Rotel tomatoes, 15 oz can drained corn and 8 oz cheese (reserve some cheddar to garnish the top if desired). Cook over med heat, garnish with fresh tomatoes, reserved cheddar, and chopped chives. Serve with tortilla chips. Enjoy!</b></div>
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Claim Cornerhttps://nulineinsurance.postach.io/post/claim-corner-22024-02-02T17:34:57.627000Z2024-02-02T17:31:02ZNuLine Insurance Services<div><b><span style="font-size: 24px;">The Ring Was Where?</span></b></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/dd42c68a-3e64-a1fd-f7bc-131b9a1233f2/30ce2feb-6625-b226-0c30-16a23504ec1e.png" style="--en-naturalWidth:216; --en-naturalHeight:150;" width="105.11999999999999px"/><div><b><span style="font-size: 24px;"><span style="--en-markholder:true;"><br/></span></span></b></div>
<div><b><i>By: Amy Streifel</i></b></div>
<div><b>Valentine’s Day is soon approaching ladies! You know what that means…..go get your nails done. You'll want them looking great for possible engagement ring pictures. So fast forward through the beautiful wonderful once in a lifetime engagement and now you have the ring. This was an insured of ours. She had a big ole rock. He husband obviously wasn't an insurance agent. Joking! Anyway, it happened at a family dinner. She has a big family and they love to get together and have big meals. The preparations had begun and there was a feast like you can’t imagine. At dinner, our insured went to grab her engagement ring, which she always took off for cooking. It was missing and she couldn't remember if she had removed it or not. The search was on. There were many hours of looking and many tears. Her fiancé, who had forgotten to add it to his insurance policy yet, was staying clear. There was only one place they hadn't looked. She ran back to the table where the food sat cold and grabbed the turkey she had prepared. She went elbow deep into that bird pulling out the innards. Stuck together in a pile of stuffing, she felt it. When she pulled it out everyone was relieved, especially the fiancé, whose first call on Monday morning was to our insurance office. People add jewelry to their insurance policies everyday, especially pieces that are of high value. Adding your jewelry not only gives you piece of mind, it’s protection for all causes of loss. Its very easy to misplace or even have your valuables stolen. We had another insured last week that lost a single diamond out of her ring. Because she had it scheduled on her homeowners policy, she was protected. The best part, generally speaking, is you can choose a separate deductible, which can be zero with many companies for your jewelry claim. Also, by scheduling it, you are not subject to the perils of the policy, so whatever happens to the ring, it is covered! Our couple got lucky in their instance because they found it. They especially got lucky because our insured joked that after the turkey she would have to go looking in some not so fun places…...</b></div>
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How Well Do You Know Your Contractor?https://nulineinsurance.postach.io/post/how-well-do-you-know-your-contractor2024-02-02T17:30:50.654000Z2024-01-09T19:26:00ZNuLine Insurance Services<div><b><span style="color:black;">By Amy Streifel</span></b></div>
<div><b><span style="color:black;">A couple years ago, I was in desperate need of a contractor. As you may know, they are not easy to come by these days. They are generally booked out so far in advance, you have to be booking months ahead of time. I had a project I just needed to get done. It was the removal of a building and possibly putting up another in its place. Every day I sent messages and made calls to contractors, even into the neighboring states. Finally I got a bite. A gentleman from Minnesota answered my ad and could start in a week. I was beyond excited. Over the phone we didn't go into a lot of detail, but he was cheaper than anticipated and available so I hired him. I told my husband at the time and his question was, what are his qualifications. I thought about it, "well, he said he's a contractor and has lots of experience". Looking back I am kicking myself for not verifying that information. A week later, true to his word, he pulled into my yard. It should have been a red flag that he pulled up in a camper, but I didn't question it. I showed him the big barn that needed to be demolished and asked where his equipment was. He proceeded to hold up a single hammer………</span></b></div>
<div><b> He wasn't getting paid by the hour so I didn't ask any more questions. He started his work that day with his single hammer and made little progress. The next day when I questioned why he had not left my property all night, he informed me he would live in his camper in my yard until the job was done. This should have been another red flag. Feeling slightly uncomfortable but optimistic, my family just made the best of it. After a month, we joked he was part of the family. It took him a good month to take down 1/3 of the barn. I was beginning to get worried he wouldn't finish the job. A couple of times I saw him fall through floor boards. I panicked and asked to see his contract. There was no contract. That was also concerning. One day, I got home from work and our contractor was MIA. Camper was gone along with some good lumber. It was in that moment I thought about all the red flags. The barn was a mess and only partially done. My yard was a mess of lumber he had been pulling off. Thankfully I had not yet paid him. Needless to say, it was a lesson well learned. DO YOUR HOMEWORK. If you are entrusting someone to come into your home and to treat the job with the respect it deserves, make sure that person is reliable. And most importantly…..a real contractor.</b></div>
<div><b>In a typical homeowner policy, the contractor’s work is not a covered loss. Making sure your contractor is licensed and insured is very important! At NuLine we insure many contractors of all different trades so we know first hand the types of things that can happen. We did have an insured who used a contractor to put in a patio door. The contractor did not install it correctly and now there are issues of leaking and damage to flooring. Unfortunately his home policy will not cover this. He would need to go back to the contractor in this situation. It can turn costly if the contractor doesn’t have insurance and isn’t willing to make it right!</b></div>
<div><b><u>Do’s & Don’ts of Hiring a Contractor</u>: </b></div>
<div><b><span style="color:black;">Þ</span> DO: Require a contract and understand it.</b></div>
<div><b><span style="color:black;">Þ</span> Don’t: Forget to ask for references in the area.</b></div>
<div><b><span style="color:black;">Þ</span> Do: Only work with licensed contractors. </b></div>
<div><b><span style="color:black;">Þ</span> Don’t: Rush into repairs or hire the 1st contractor that comes along. </b></div>
<div><b><span style="color:black;">Þ</span> Do: Ask for a copy of their insurance. </b></div>
<div><b><span style="color:black;">Þ</span> Don’t: Pay until the work is complete and you are satisfied.</b></div>
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I’ll be DAMNED!https://nulineinsurance.postach.io/post/ill-be-damned2024-01-09T19:24:59.677000Z2024-01-09T19:18:41ZNuLine Insurance Services<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/595a587a-ac5a-315f-7d89-91e1c3eb7123/26d427a8-bfd8-a1fb-80a2-45c527db9a30.png" style="--en-naturalWidth:118; --en-naturalHeight:158;" width="86px"/><div><b><span style="color:black;">By Amy Streifel</span></b></div>
<div><b><span style="color:black;">Its nearing the beginning of December and there's not much snow! A lot of us would love this weather all winter, but we know what's coming. I think back to last winter. The snowbanks were over my head. I specifically remember a time I told the kids to watch for me as I was going to brave walking around to the back of my house. No one had walked back there since fall and it was snow half way up the side of the house. As I was walking I could see my kids watching out the window. Do you know what they saw? An avalanche of snow fall off the roof right on top of me. You'd think their initial reaction would be checking my safety, but as I climbed out and into the house they were rolling on the floor laughing….Why was I behind the house you may ask? I have seen and heard too many horror stories in my time being an insurance agent of </span><span style="color:red;"><u>ice dams</u></span><span style="color:black;">. Ice dams not taken care of can literally destroy homes and you’ll be saying more than damn if it happens to you. They occur when heavy snow buildup melts during the day and then refreezes overnight. When this happens the buildup can become very heavy. If not taken care of, they can fall off the roof, taking your gutters with them. We have seen it happen on several homes. And that’s just the damage to the outside. Unfortunately, there are many times, your ceiling and walls may be compromised. Ice builds up under the shingles and gets into the interior walls, then the walls cave in.</span></b></div>
<div><b><span style="color:black;">The good news is that ice dams are preventable. One main thing you can do is use a snow rake to get the snow off of your roof. De-icing cables are another great way to get that moisture moving through your gutters instead of freezing in them. Making sure your attic is thoroughly insulated also helps. These are just a few things to try. If you do what you can to prevent ice dams, you will save yourself a lot of time and money. Depending on your homeowners policy, the dwelling coverage may cover the cost to repair ice dam damage. That may include repairing your roof, walls and other damage to the structure of your home up to your coverage limits. However, depending on your coverage, you may have out of pocket expenses, such as the actual removal of the ice dam, or if you damaged the shingles trying to get the ice dam removed yourself. As always, this is great scenario to discuss with your insurance agent to make sure you have coverages you are comfortable with. </span></b></div>
<div><b><span style="color:black;"> </span></b></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/595a587a-ac5a-315f-7d89-91e1c3eb7123/9983e526-3ad1-7884-7c0b-7094cdf4f1a7.png" style="--en-naturalWidth:121; --en-naturalHeight:160;"/><div> </div>
Western ReCreationshttps://nulineinsurance.postach.io/post/western-recreations2024-01-09T19:29:35.157000Z2024-01-09T19:14:28ZNuLine Insurance Services<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/33312065-e53e-a4b1-32bb-9346a77fcb47/0fca9cdd-464e-89a3-8ee7-80dd325997ba.png" style="--en-naturalWidth:144; --en-naturalHeight:94;"/><div><br/></div>
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<div>Do you have an old piece of furniture that needs some western flare added? Check out the work Tammy Tollefson does as a hobby! Tammy launched Western ReCreations in Churches Ferry, ND five years ago to keep her hobbies alive and now the hobby has turned into quite a list of projects that leads to some late nights in the shop! Tammy visits about 6 markets a year in North Dakota, Montana and South Dakota. They have pieces on hand but also take in custom orders. However, the list is long so if you have something in mind, better to get on the list now. You can never rush an artist if you want a true piece of art! </div>
<div>Some of the pieces Tammy has worked on date 100 years old and her hope is that they live on 100+ more. As she is working with a piece, she likes to think about the stories it could tell. She said, "if these pieces could talk, think of all they could tell." Throughout all the restoring they use leather, hair on leather, and Navaho blankets. They use a lot of turquoise, fringe, and buttons to give every piece its unique flare. With the wood, it is sealed with three coats of clear sealant, so the new owner has basic care requirements which is such a treat! The best way to get in touch with Tammy is through Western ReCreations Facebook page. Here are a few pieces but you will have to explore the page for more. </div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/33312065-e53e-a4b1-32bb-9346a77fcb47/d65a1773-d332-cc89-d141-80d3e626ecd3.png" style="--en-naturalWidth:161; --en-naturalHeight:126;"/><div><br/></div>
Recipe of the Monthhttps://nulineinsurance.postach.io/post/recipe-of-the-month-72023-12-28T19:57:56.880000Z2023-11-17T19:32:00ZNuLine Insurance Services<div>Monkey Bread</div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/4252398f-2c52-c2c2-146c-29c664ebb7fb/f07bb5c5-fd6c-dd2e-f897-070a0d78b2f2.png" style="--en-naturalWidth:256; --en-naturalHeight:144;" width="184.88888888888889px"/><div><b>McKenzie’s Grandma Sue’s Recipe</b></div>
<div> We know with Thanksgiving around the corner the sheer panic of "what to make for breakfast for everyone" when you are the host can be overwhelming . We also know you want everyone to feel treated for the holiday so here is a quick sweet breakfast that everyone will enjoy!</div>
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<div><b><u>Ingredients:</u></b></div>
<div><span style="color:black;">4 Pkg country-style Pillsbury’s Cinnamon Rolls</span></div>
<div><span style="color:black;">2/3 C. Sugar</span></div>
<div><span style="color:black;">1 tsp. Cinnamon</span></div>
<div><span style="color:black;">1 stick butter</span></div>
<div><span style="color:black;">1 C. brown sugar</span></div>
<div><b><u>Instructions: </u></b> Cut each biscuit in quarters. Mix the sugar and cinnamon together. Bring butter and brown sugar to a boil. Grease a bundt cake pan. Shake biscuits in a covered bowl with sugar and cinnamon mixture; place in the bundt pan. Pour boiled mixture over the top and bake at 350<sup>o </sup> for 40 minutes or until golden brown. Top with powder sugar glaze. Enjoy!</div>
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RING OF FIREhttps://nulineinsurance.postach.io/post/ring-of-fire2024-01-09T18:59:57.597000Z2023-10-06T19:49:51ZNuLine Insurance Services<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/57832026-a06e-b467-d19b-4351b015de89/69ade8cb-9e32-96fb-f28e-75cd2626ef94.png" style="--en-naturalWidth:201; --en-naturalHeight:129;"/><div><b><span style="color:black;">By Amy Streifel</span></b></div>
<div><b><span style="color:black;"> </span></b></div>
<div><b><span style="color:black;">Its scary to see fires in the headlines. Whether it’s a business or a home, fires can be devastating. For that reason alone, I have always taught my children the importance of fire safety and am very diligent of what to do in an emergency. I have a smoke detector in every room and practice fire escapes with the kids. I have also led by example when it comes to fire safety. One example a few years ago, I happened to be driving in the country when I saw a smoke ring in the distance. So, I did what every nosy person usually does, I drove towards the smoke to check out the situation. In doing so I saw from a distance there was a fire out in the middle of a field. Being the helpful person I am, I called 911 to report the fire. After I found out that it was actually a controlled burn put on by the firemen, I felt a little foolish, but it still was a teaching moment for my kids. I reiterate to my family, help whenever you can as long as you are safe. We are not risking any lives saving stuffed animals. </span></b></div>
<div><b><span style="color:black;">If you should come up to a fire what should you do? Do not do what I did by going towards it. Stay away and call for help. Know how to safely operate a fire extinguisher. This is a fun lesson I just taught my kids. The priority when discovering a fire must always be to evacuate the premises.</span></b></div>
<div><b><span style="color:black;"> </span></b></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/57832026-a06e-b467-d19b-4351b015de89/bb291e8f-3a72-a4eb-be6b-1fcdebfd716b.png" style="--en-naturalWidth:253; --en-naturalHeight:202;"/><div> </div>
Business Spotlighthttps://nulineinsurance.postach.io/post/business-spotlight2023-12-28T19:56:49.780000Z2023-09-11T18:51:53ZNuLine Insurance Services<div><b>Fork 2 Field</b></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/62240b39-85e8-5fa1-707e-c1d0c28d16e5/811b7f74-dad2-75cc-22e9-dc083e710aaf.png" style="--en-naturalWidth:146; --en-naturalHeight:181;" width="50px"/><div><b><i>By: McKenzie Blumhagen</i></b></div>
<div><b>Debbie Richards overheard some wives at church talking about how tricky it can be to feed the crowds, attend the games, get everyone where they need to be on time, help in the field, you know – live the farm wife life. Debbie was overwhelmed listening to everything the women were sharing and decided, you know, I am going to help. Forego, welcome Fork 2 Field to the Harvey area! This food truck is saving the day this Harvest Season. This wonderful food truck will deliver meals with a mileage fee and their radius has to be within 17 miles of Harvey. In order to deliver, you just share a pin to your location so they can find the correct field. Only Midwesterners would be directing meals to fields, am I right? If you have a driver going to the elevator in Harvey or someone picking up the meals you can call meals ahead and they will have them packed and ready for you! Last minute orders are welcomed. Debbie is so wonderful, if you don’t know her, you should. She is quite an entertainer on top of a problem solver! Their first full week began on August 21<sup>st</sup>. Fork 2 Field will always be closed Thursdays & Sundays. Menus are posted on Facebook (Find Fork 2 Field) the Wednesday before the next week. Their hours are 11-2 PM for lunch and 3-7 PM for supper. I hope you take the time to check them out, farmer or not, we have another food option in Harvey and that is such a relief for so many of us – so let’s keep her open!</b></div>
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Recipe of the Monthhttps://nulineinsurance.postach.io/post/recipe-of-the-month-82024-01-09T19:00:19.155000Z2023-09-11T18:48:15ZNuLine Insurance Services<div><b>Pumpkin Baked Oatmeal</b></div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/7b8144f2-bd0f-4935-bffc-6bc662516274/c4484e88-b86e-1343-0c16-4345aeed2668.png" style="--en-naturalWidth:195; --en-naturalHeight:234;"/><div><b><u>Ingredients:</u></b></div>
<div>1 cup pumpkin puree</div>
<div>2 Large eggs</div>
<div>1/3 cup maple syrup or honey</div>
<div>2 Cups rolled oats</div>
<div>1 tsp baking powder</div>
<div>1 cup chocolate chips</div>
<div>2 tsp pumpkin spice</div>
<div>1/4 tsp salt</div>
<div>2 tsp vanilla</div>
<div>1 1/4 cup milk</div>
<div><b><u>Instructions:</u></b></div>
<div>Preheat oven to 375 degrees. Grease an 8x8 baking dish. In a bowl, combine oats, pumpkin pie spice, baking powder and salt. Mix to combine. Add pumpkin puree, milk, eggs, vanilla, and syrup/honey to bowl and stir. Spread into prepared baking dish and bake for 30-35 min. Oatmeal is done baking when it is puffed up on the edges, set in the middle and top is golden. Let cool for 5 min. It firms up as it cools. Store in fridge up to 4 days. <i>You can sub nuts for the chocolate.</i> <i>*I like to add a drizzle of pure maple syrup or honey and cream before I dig in!</i></div>
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Claim Cornerhttps://nulineinsurance.postach.io/post/claim-corner2023-12-28T19:56:54.570000Z2023-09-11T18:46:38ZNuLine Insurance Services<div><b><span style="color:#363636;">In the insurance industry we like have a game we like to play called, </span><span style="color:red;">IS IT COVERED? </span><span style="color:#363636;">With insurance claims, it is not always cut and dry. You can’t and shouldn't try to predict the verdict of a claim, because the outcome will never be the same for every claim. We, as agents, cannot </span><i><span style="color:#363636;">always </span></i><span style="color:#363636;">tell you if your claim is covered, especially those "hypothetical’s" we get asked. That is a determination the company makes after a thorough analysis of all the facts. There is often a misconception we have the power to deny or approve a claim, when in reality we have no say. Let’s talk tires. We get asked all the time if they are covered and when. Here's a couple examples. </span></b></div>
<div><b><span style="color:#363636;">At the time of this particular incident, our insured was not laughing, but it was too funny not to share now. She was driving down the road. She heard a thump and fished tailed a bit before realizing her tire was airborne and heading for a nearby house. At the nearby house, a gentleman was just carrying his supper to the grill when the tire flew by and took out the grill. A few feet in difference and the tire would have injured the man instead of the hamburgers. After demolishing the grill, the tire flew into the house causing even more damage. That thing had some major speed. So, was the tire covered? The answer is unfortunately, no. The tire did not hit something and come off, the tire may have been loose or faulty in some way. Nevertheless, the grill and house were definitely covered. </span></b></div>
<div><b><span style="color:#363636;">Raise your hand if you have ever had a blown tire. It’s not fun. It can also be dangerous if you are going at high speeds. What many people may not know, is, unless the blown tire is a result of an accident, insurance does not cover them. A blown tire is considered wear and tear and you are responsible for making sure they are in proper condition before you drive. </span></b></div>
<div><b><span style="color:#363636;">As I write this, I remember a tire issue I personally had last week. A piece of cement found its way onto the highway and I hit it. </span><span style="color:red;">IS IT COVERED</span><span style="color:#363636;">?? </span></b></div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/a568651b-42aa-85b8-c0ca-9bddaa0b97a3/b9f9bba4-62a9-75c2-433e-396bde6bc973.png" style="--en-naturalWidth:256; --en-naturalHeight:144;"/><div><br/></div>
Can we talk about the elephant in the room?https://nulineinsurance.postach.io/post/can-we-talk-about-the-elephant-in-the-room2023-12-28T19:56:38.902000Z2023-09-11T18:41:24ZNuLine Insurance Services<div><b><span style="color:black;">By Amy Streifel</span></b></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/1708cc5b-4097-a20d-52fc-d32cdfd151d0/88eb5357-2f41-e723-328c-a7d2ea10cbe2.png" style="--en-naturalWidth:115; --en-naturalHeight:93;"/><div><b><span style="color:black;">I hear it at coffee talk. I hear it at social settings. I hear it at work. The scandal that has everyone talking….that’s right people, I'm talking about insurance rates. You about have to live under a rock to have not noticed or heard about insurance rate increases. I'm here to put your mind at ease and clear up any rumors. The worst thing you can do is misunderstand your own insurance rates by something you have heard. And PLEASE, do not compare your neighbors insurance to your own. Every policy is specialized to fit YOU. So when I hear the phase "my neighbor said", I cringe. Talk to your knowledgeable agent if you have questions on your insurance, not your neighbor. So, what's the deal with rates? It’s not all cut and dry. I review all of my clients rate increases and have to make those call on a daily basis. I wish I had the exact answer for each person, but everyone is different. There are a lot of variables that go into determining rates. Some of the factors are the carrier’s filed rates, where you live, your age, your insurance score and more. As for the rise in insurance rates across the board, a couple main reasons; car repair costs have soared and major labor shortages. Factories and trade routes are still struggling from the effects of the Covid Pandemic. </span></b></div>
<div><b><span style="color:black;"><u>As you review your home and auto policies during the remainder of 2023, here are a few recent statistics to keep in mind:</u></span></b></div>
<div><b><span style="color:#0D0F11;"> </span></b></div>
<div><b><span style="color:black;">Homeowners insurance rates continue to rise. Since 2015, the average homeowner has seen their bill for insurance </span><a href="https://www.nytimes.com/2023/05/05/realestate/home-insurance-climate-change.html" rev="en_rl_none"><span style="color:black;">rise by approximately 21%</span></a><span style="color:black;"> - and as much as 57% in natural disaster-prone states like Texas and Florida. The culprits? </span><a href="https://www.fool.com/the-ascent/research/how-will-climate-change-impact-homeowners-insurance-in-all-50-states/" rev="en_rl_none"><span style="color:black;">Climate change</span></a><span style="color:black;">, </span><a href="https://www.prnewswire.com/news-releases/40-billion-in-insurance-fraud-leading-contributor-to-increased-premiums-301781452.html" rev="en_rl_none"><span style="color:black;">insurance fraud</span></a><span style="color:black;">, and inflation. </span><span style="color:#0070C0;">Most experts anticipate a </span><a href="https://www.marketwatch.com/picks/90-of-homeowners-saw-their-home-insurance-premiums-rise-last-year-so-if-you-havent-made-this-money-saving-move-it-may-be-time-to-consider-it-15a38c2b" rev="en_rl_none"><span style="color:#0070C0;">9% increase this year</span></a><span style="color:#0070C0;"> - roughly $150 per annual policy. </span><span style="color:black;"> </span></b></div>
<div><b><a href="https://www.usatoday.com/story/money/personalfinance/2023/05/18/auto-insurance-rates-rising-what-to-do/70226040007/" rev="en_rl_none"><span style="color:black;">Auto insurance rates climbed nearly 15%</span></a><span style="color:black;"> in some states over the past year, rising more than $240 on average nationwide to $2,014 per year. What’s more? Approximately 11% of drivers now pay more for their car insurance than for their car payments.</span></b></div>
<div><b><span style="color:black;">· Mitigate the increase in premiums by taking advantage of new discounts, asking your agent about telematics programs, improving your credit, and increasing policy deductibles. </span></b></div>
<div><b><span style="color:black;"> </span></b></div>
<div><b><span style="color:black;">NuLine is here to help! We are always very informed with the current industry trends. Remember, one of the benefits of working with us is that we have access to multiple insurance carriers and can shop around to get you the best rates!</span></b></div>
<div><b><span style="color:black;"> </span></b></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/1708cc5b-4097-a20d-52fc-d32cdfd151d0/859df89c-448d-ea96-5d89-ef3c9742cda8.png" style="--en-naturalWidth:428; --en-naturalHeight:287;"/><div> </div>
Business Spotlighthttps://nulineinsurance.postach.io/post/business-spotlight-22023-12-28T19:57:06.836000Z2023-08-07T19:54:11ZNuLine Insurance Services<div><b>High Plains Cleaning & Estate Liquidators</b></div>
<div> </div>
<div><b>Elizabeth & Frank let no dust settle under their feet when they made their way to Chaseley, ND. They came to us from South Dakota and firmly believe Central NoDak is the best place to be. I couldn’t agree more, personally. They have a vast range of expertise, so entrepreneurship was well becoming. These two have launched High Plains Cleaning & Liquidation and have been keeping very busy. </b></div>
<div><b>What does this entail? High Plains work to clean residential & commercial properties, they assist in planning and preparing for estate sales, they are Haz-mat certified, so they have aided in cleaning out properties owned by hoarders, they can help downsize or declutter, they have assisted in big projects such as painting the interior or exterior of residencies and buildings, etc. After speaking with Elizabeth, I got the impression that if you have a project and aren’t sure about it, contact them and tell them the details! It might just be a great fit. The best part is servicing Harvey, McClusky, Turtle Lake, Bowdon, Maddock, New Rockford, Carrington, Jamestown, Bismarck, Devils Lake, Minot, and surrounding rural areas! They are booking 3 weeks out for larger projects and about 1-2 weeks out for cleaning services.</b></div>
<div><b>You can find them on Facebook at High Plains Cleaning & Estate Liquidators OR you can give them a call at 701-625-1214. </b></div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/aeb1b631-c33b-62d0-bb83-48aad675b6e2/2259cf39-fe6a-abab-5d4c-242d3f52af99.png" style="--en-naturalWidth:289; --en-naturalHeight:150;"/><div><br/></div>
Recipe of the Monthhttps://nulineinsurance.postach.io/post/recipe-of-the-month-62023-12-28T19:57:10.605000Z2023-08-07T19:52:30ZNuLine Insurance Services<div>Sheet Pan Pancakes</div>
<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/867a9dc2-ad3c-1b4f-a8e4-cbed541d3c98/ce6bcde9-fdd7-1d48-b544-9e85ed696a5a.png" style="--en-naturalWidth:257; --en-naturalHeight:171;"/><div><br/></div>
<div>"This recipe is perfect for back to school You can mix it up with different berries or chocolate chips!"</div>
<div> </div>
<div><b><u>Ingredients:</u></b></div>
<div>4 cups Bisquick</div>
<div>2 cups milk</div>
<div>4 eggs</div>
<div>Topping of your choice</div>
<div>8 tbsp. butter</div>
<div><b><u>Instructions:</u></b></div>
<div>Preheat over to 425 and generously grease a sheet pan. In a large bowl, mix the Bisquick, milk and eggs. Pour the batter onto your greased sheet pan and evenly sprinkle with the toppings of your choice. Bake in the center rack for about 15 min or until golden brown. Brush with melted butter and use a pizza cutter to cut the pancakes before serving. </div>
<div><b> </b></div>
<div> </div>
DO YOUR KIDS HAVE GOOD GRADES?https://nulineinsurance.postach.io/post/do-your-kids-have-good-grades2023-12-28T19:57:21.510000Z2023-08-07T19:51:13ZNuLine Insurance Services<div><b>A good student discount will </b></div>
<div><b>apply to your auto insurance!</b></div>
<div><b><span style="color:#C00000;"> </span></b></div>
<div><b><span style="color:#C00000;">How can you get the discount?</span></b></div>
<div><b>Just give us a copy of your child’s grades (3.0 or higher) from the last semester and you can start saving. </b></div>
<div><b>You can do this by having the school secretary email the agency a copy of the grades, drop them off at one of our locations, email them to us at </b></div>
<div><b><a href="mailto:insurance@nulineinsurance.com"><u>insurance@nulineinsurance.com</u></a></b></div>
<div><b>or take a picture and text to one of our agents</b></div>
<div><b> </b></div>
<div><b>This discount alone saved one of our customers over $200 a year!</b></div>
<div><b>Statistics show that students that have good grades are better </b></div>
<div><b>drivers!</b></div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/36ed8d94-e8b9-72ee-4328-35dce5f45a99/66ee70fa-1ea2-516a-5467-c2b032056ccd.png" style="--en-naturalWidth:147; --en-naturalHeight:139;"/><div><br/></div>
Calling all College Studentshttps://nulineinsurance.postach.io/post/calling-all-college-students2023-12-28T19:58:08.537000Z2023-08-07T19:49:28ZNuLine Insurance Services<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/f3343629-b1e9-2950-6748-8afeb73a790c/75a64961-9384-a040-e2a8-4848baeb346f.png" style="--en-naturalWidth:162; --en-naturalHeight:216;" width="142px"/><div><b><span style="color:#363636;">Why become an insurance agent? It’s a very relaxing job….as you can clearly see! J/k. It may not actually be relaxing, but you will never be bored. Just ask our coop students, right Collin? With children heading off to college or starting to think about college, they will be picking majors and starting to think about their future. I have been trying to talk at least one of my teenagers into joining my profession. I did not go to college for insurance, nor did I think I would ever be in the insurance industry, however, it has proven to be a very interesting career. Becoming an insurance agent is not a glamorous nor adventurous job, but it can be rewarding. One of the biggest responsibilities for insurance professionals is the chance to protect individuals and families from unforeseen disasters. In some cases, you will be providing life changing protection. You know that saying...not all heroes wear capes. Joking aside, working with customers every day makes you feel like you are making a difference. Insurance agents are always in demand and there is limitless room to grow. Whether you prefer the more paperwork side of things, or more of getting out of the office and directly prospecting, this job can be pretty flexible. Let’s talk wage. Most insurance professionals are compensated with commissions or bonuses. As good as it feels to help people plan to protect what's most important to them in the event of an unforeseen disaster, that pales in comparison to the feeling you get when you get to see the fruits of your labor in action. To be a good insurance agent, you'll need to become comfortable talking about uncomfortable situations and dealing with them. Attention to detail is an absolute must. As one of our agents always says, "look for the bad!" Uncovering risks is a major part of this job. Nobody wants disaster to strike, of course. But when it does, you'll know that you did your part to enhance the lives of your clients and their loved ones. </span></b></div>
<div><b><span style="color:#363636;"> In this job, there is always something new to be learned and new network to tap into. I'm going to keep working on trying to convince my daughters. I mean, what could be better than sharing an office with their mom!</span></b></div>
<div> </div>
Ready for Round Two!https://nulineinsurance.postach.io/post/ready-for-round-two2024-01-09T19:00:29.271000Z2023-08-04T14:14:55ZNuLine Insurance Services<div><br/></div>
<div>By Amy Streifel</div>
<div>Round two is upon us. This time I feel way more prepared in moving my daughter into her dorm for her second year of college. We know what things to take and not to take. I know now not to micro manage setting up her room, because she will redo it the minute I leave anyway. We for sure know that we may have over packed a bit last time as we ended up bringing home a car load that wouldn't fit. One of the most important things to consider when settling into your new residence hall, apartment or condo is renters insurance. Why, you may ask? Students can bring thousands of dollars worth of possessions to school, from electronics to books to laptops and even furniture. Taking an inventory is a must If I have learned anything from having a college student, its that belongings mysteriously go missing a lot. I've also learned that kids sometimes come home with their roommates clothes on….I don’t ask questions. With people in and out of dorm rooms all the time, its very important to have protections for those belongings. About half of all on campus crimes involve bur-glary. Whether it’s a classroom theft, someone stealing from your dorm room or a break in at your campus apartment, the result is the same. Unless your stuff is properly insured, you’ll have to pay to replace it. There are a couple of different ways to do so. Dorm insurance is an option with come carriers as well as a renters policy. A standard renters policy includes liability and personal property coverage, and you can tailor your policy to get the coverage that your individual needs call for. And don’t forget your car! Your personal belongings are covered even if they are in your car. Your personal belongings are NOT covered under your auto insurance. Lots of students basically live in their cars, carrying electronics and other valuables with them daily. Or if you are like my kids, a pound of garbage. Check with your agent to make sure you have the right cover-ages for you!</div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/4fe4026b-3e13-c6ae-8f3f-c63f79facbf3/2a616e80-0f50-aa84-56cf-03d6a4c28a69.png" style="--en-naturalWidth:334; --en-naturalHeight:504;" width="148px"/><div><br/></div>
<div><br/></div>
<div><b><span style="font-size: 20px;">Keep safe with these tips:</span></b></div>
<div>1. Lock the door!</div>
<div>2. Do not leave valuables lying out in the open.</div>
<div>3. Understand what people target.</div>
<div>4. Limit the valuables you bring to school</div>
<div>5. Lock expensive items up.</div>
You know Dasher and Dancer and Prancer and Vixen...but do you recall the most infamous holiday disasters of all?https://nulineinsurance.postach.io/post/you-know-dasher-and-dancer-and-prancer-and-vixen-but-do-you-recall-the-most-infamous-holiday-disasters-of-all2023-12-28T19:56:29.588000Z2022-12-08T15:47:38ZNuLine Insurance Services<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/3f997d04-474c-4163-ca56-a960fa85fbb4/c8eb8059-a893-dbb2-e03c-baa7c26b5e68.png" style="--en-naturalWidth:224; --en-naturalHeight:160;"/><div><b>By Amy Streifel</b></div>
<div><b>Last Christmas I tried my hand at a real Christmas tree. I knew nothing about caring for them and always wanted to try having one. How hard can it be? Turns out its easier said than done, at least for me. I usually like no maintenance and easy. I knew the risks of having a real tree, such as a fire if its not properly watered. The first week, my tree looked great. I was very vigilant on making sure the lights were turned off when we weren't there. I watered it every day without fail, but by the second week, I was over the maintenance. I ‘forgot’ to water the second week, when in reality I was testing my theory that I really didn't need to every day. By the third week my tree was still alive, but turning brown. At this point I was scared to even turn the Christmas lights on. By the fourth week, I had my artificial tree back up. Turns out real trees are not my thing. They are beautiful and I commend people who have them, but I did not have the patience. I told my children we were doing a fun little experiment when they questioned what I was doing. </b></div>
<div><b>Christmas tree fires are more common then you think. It can take only a matter of minutes before noxious smoke and scorching heat fill the entire room. Christmas trees are a powerful fuel source, especially when dry. The tree gives off a lot of heat energy. A blazing tree can give off as much heat as forty thousand 100-watt light bulbs. There are an estimated average of 170 home fires caused by Christmas trees every year. Most homeowners insurance policies cover fire in and around your home, including a Christmas tree fire. Real trees do not have to be scary. If you pick a fresh one, make the sure the placement is away from heat sources and water it properly there is no reason not to have one. I just may give one a try again in the future..but I'm still keeping my artificial close by.</b></div>
<div><b> </b></div>
<div> </div>
Naughty or Nicehttps://nulineinsurance.postach.io/post/naughty-or-nice2023-12-22T17:06:27.184000Z2022-08-03T16:26:14ZNuLine Insurance Services<div><br/></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/7abf15f2-5ccb-5ae0-b835-d4f89df19290/e46f3edb-4e35-169e-810f-599a0e41e3eb.png" style="--en-naturalWidth:147; --en-naturalHeight:197;"/><div><br/></div>
<div>Parents read only! I'm sure there are not a lot a children sitting down with a cup of coffee reading the newsletter each morning, but just in case, you have been warned. Parents, lets all talk about our favorite Christmas time activity. You guessed it, elf on the shelf. If you haven't heard of it, it is a magical elf sent from Santa each Christmas to visit your children. You, I mean, the elf, moves around each night to surprise the children each day, either with a treat or a funny prank. What's not to love, its not like we need sleep right? Our home has an elf and we have had it for many years. What's this have to do with insurance you may ask? Well, ELVES ARE A LIABILTY. Ok, let me explain. One year in the middle of the night, as many nights, I realized the elf hadn't been moved. With one eye open and cranky, I got up and tried to find a fun place that I hadn't thought of for 10 years. This was getting tricky. Well, it was going to have to be the Christmas tree again. The elf had only hid there 100 times, but I'm too tired to care. Sticking him in the tree, I managed to loose my balance and actually fell into the tree. Thank god I procrastinate on buying gifts, otherwise I would fell on some. I only broke a few ornaments, but it could have been worse. Does insurance cover magical creatures from the North Pole? Or what about the time I accidently dropped the elf into the toilet? I was making him look like he was fishing, well now he was swimming. One accidental flush and it would be all over. Long story short people, the elf is a liability! With all of that being said, we really have grown quite attached to our elf. <b><i>NuLine is also about to get elfed…….</i></b></div>
<div><b><span style="color:#C00000;">*For the month of December watch out! The NuLine elf can be anywhere, even in your front yard or possibly your business. If you see him, snap a picture of what you guys are doing together and post to our NuLine Facebook page! Hopefully he's not as mischievous as our elf!*</span></b></div>
<div> </div>
Recipe of the Monthhttps://nulineinsurance.postach.io/post/recipe-of-the-month-42023-12-28T19:56:22.793000Z2022-06-06T19:07:17ZNuLine Insurance Services<div><span style="font-size: 20px;">Avocado Toast</span></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/c3a2be07-da65-0324-3f93-869743df98c6/6f3d1551-20ac-3568-e7b5-870826a9cfdb.png" style="--en-naturalWidth:197; --en-naturalHeight:246;" width="148.15040650406505px"/><div><i>A lot of people don’t know what to do with Avocado’s, besides Guacamole, of course! Here is a versatile recipe that is so easy and fresh for summer! You can change it up so many ways, and it is so healthy! - Michelle </i></div>
<div>Ingredients:</div>
<div><span style="color:black;">·</span> Whole grain toast (or any bread)</div>
<div><span style="color:black;">·</span> Ripe avocados</div>
<div><span style="color:black;">·</span> Egg (I used fried over easy, but could use boiled, poached or scrambled)</div>
<div><span style="color:black;">·</span> Seasonings—Salt and pepper, or my favorite, Everything Bagel Seasoning!</div>
<div><span style="color:black;">·</span> Tomatoes (optional) - use halved cherry or sliced, you can even marinate them!</div>
<div><span style="color:black;">·</span> Other optional ingredients: Bacon, Chives, micro-greens, Cholula hot sauce, feta cheese , red onion, salmon, squeeze of lime juice, etc. Feel free to make it how you like!</div>
<div>Instructions: Cook your egg (if using), make toast, add mashed up avocado on the toast, put egg on top, top with toppings and sprinkle with seasonings! </div>
<div> </div>
I’m a Barbie Girl…..https://nulineinsurance.postach.io/post/im-a-barbie-girl2023-12-28T19:56:17.228000Z2022-06-06T19:02:03ZNuLine Insurance Services<div><br /></div>
<div>By Amy Haldorson</div>
<div>Does your child have a Barbie jeep or an electric bike? If you come to my house, you’ll more than likely see a couple of kids zooming around on them all over our yard. Sometimes even running over pets or their siblings. There has also been an occasional 3am Barbie car race between adults. Shhh don’t tell my kids. One particular beautiful starry night my friend and I were bored. Because, why sleep at 3am when you can drive Barbie cars around. She hopped on and the next thing you know she's zooming towards my garage door. You know how this turns out….I blamed it on the kids of course. When I asked Chad how to go about turning in the claim, he had more questions than usual…but my first thought was, am I liable for this damage? Most homeowners insurance policies now extend coverage for motorized vehicles, including Barbie Jeeps. But, there are some exceptions to this rule, so you may want to check with your insurance agent. Now, if the Barbie car had an accident off our property and hit someone else or someone's else's property, I may have been liable. Homeowner’s policies may or may not provide coverage while on the insured premises, and it less likely that polices extend coverage for these motorized vehicles beyond the property. This could leave your clients (and possibly YOU) open to a liability exposure if there were to be an accident, injury or property damaged caused by the motorized vehicle….and yes, Barbie Jeeps and electric bicycles are considered motorized vehicles. As the weather warms and those warm weather toys come out of the garage and on to the driveways….and sidewalks and streets, it is a great time to ask your talk to your insurance agent about any toys that you may have on your property.</div>
<div><br /></div>
<div>Safety Tips for Electric Cars for Kids:</div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/2ce2b1f6-dac1-3f87-cfe5-ff0665ab82a7/801fa169-e148-0686-c7ec-1dcc8b152e30.png" style="--en-naturalWidth:408; --en-naturalHeight:229;" width="106.89956331877728px"/><div>1. Inspect the car. Do a once over and make sure there are no broken or missing parts. Additionally, you should get familiar with how the toy works. Make sure there are no exposed electrical components or sharp edges.</div>
<div>2. Create a safe riding environment. Think about helmets and seatbelts, riding surfaces, and fences.</div>
<div>3. Properly maintaining the vehicles are important. The main components to keep an eye on for an electric toy car are; wheels, body and battery.</div>
<div>4. Cleaning and proper storage. If you want the toy to last a long time, do not keep it outside. Rain, snow, moisture and curious critters are all threats and will easily dam-age, as well as damage the battery.</div>
<div>5. Age and weight limits. Be sure to check out all the features and limitations of a car before buying it to ensure its age and weight are appropriate for you child.</div>
Cinco de Mayohttps://nulineinsurance.postach.io/post/cinco-de-mayo2023-12-28T19:56:06.574000Z2022-05-05T14:49:25ZNuLine Insurance Services<div><b><span style="color:black;">True or False? </span></b></div>
<div><span style="color:black;">Cinco de Mayo is Mexico’s Independence Day.</span></div>
<div> </div>
<div><b><span style="color:black;">False</span></b><span style="color:black;">. </span></div>
<div><span style="color:black;">Cinco de Mayo celebrates Mexico’s victory over the French at the Battle of Puebla on May 5, 1862. As Napoleon III marched towards Mexico City with plans to invade, he encountered a small Mexican army at Puebla. Even though the Mexican army had fewer resources and less training, they were able to defeat the French and stop the invasion. </span></div>
<div> </div>
<div><span style="color:black;">That’s worth raising a (margarita) glass to, don’t you think? </span></div>
<div> </div>
<div><span style="color:black;">Cheers—and Happy Cinco de Mayo from our entire team!</span></div>
<div> </div>
<div> </div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/43f8ef56-4aef-6916-9e4a-08ca476bbd20/f35d1a22-341a-361a-45e3-d34a58b76127.jpg" style="--en-naturalWidth:474; --en-naturalHeight:474;"/><div><br /></div>
Community Spotlighthttps://nulineinsurance.postach.io/post/community-spotlight2023-12-28T19:55:56.076000Z2022-05-05T14:47:13ZNuLine Insurance Services<div> Its Spring Time! </div>
<div>Time for…..pumpkins? You read that right. With help from area businesses, the Rugby Chamber and Prairie Village Museum are gearing up for Rugby’s newest project. They plan to open a pumpkin patch and corn maze near the museum in October. Let the planning begin! The pumpkin patch and corn maze will sit just to the west of the museum buildings on the museum grounds. The plan is to have it open to visitors for five weekends in October. They realize October is a long way away, but in order to make some of the purchases, they need community help now. A needed $20,000 has already been cut in half by events put on since January. In addition to the pumpkins, funds are needed for a barrel train, corn maze, and peat pots to start seeds over the large swath of land. Other items still in the idea stage include a horse-drawn wagon to transport visitors from the museum parking lot to the pumpkin patch. Local businesses have started to sponsor and will be have the opportunity to if they haven't already. <i>All sponsors will receive recognition. It wont go unnoticed. </i></div>
<div>For more information on ways to help with the pumpkin patch, call 701-208-0539.</div>
<div>Let’s help make this happen!</div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/73b2620c-1a1a-2954-9702-10de34b94ecc/a4457760-2edd-83f5-f9af-a053595ed8b1.png" style="--en-naturalWidth:537; --en-naturalHeight:403;" width="209px"/><div><br /></div>
Recipe of the Monthhttps://nulineinsurance.postach.io/post/recipe-of-the-month-32023-12-28T19:55:50.986000Z2022-05-05T14:44:41ZNuLine Insurance Services<div><br /></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/ac883ea1-97c4-f602-264c-6153ab87122f/e35104e8-7ca0-62c8-e23b-d0f74d952a0b.png" style="--en-naturalWidth:708; --en-naturalHeight:913;" width="145px"/><div><b>Tropical Chex Mix</b></div>
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<div>"This Chex mix was an absolute hit at NuLine’s stop on the Rugby Beer and Seltzer crawl last month!"</div>
<div><b><u>Ingredients:</u></b></div>
<div>5 tablespoons butter <i>melted</i></div>
<div>5 tablespoons brown sugar</div>
<div>2 teaspoons coconut extract</div>
<div>4 cups Rice Chex</div>
<div>4 cups Corn Chex</div>
<div>1 cup macadamia nuts</div>
<div>1 cup dried pineapple pieces</div>
<div>1 cup dried banana chips</div>
<div>1 cup dried coconut pieces or 1 cup shredded coconut (<i>optional</i>)</div>
<div><b><u>Instructions:</u></b></div>
<div>Mix the melted butter, brown sugar and coconut extract. Place the Rice Chex, Corn Chex, nuts, bananas and pineapple in a large bowl. Pour the butter mixture over the cereal mixture and stir until everything is evenly distributed. Spread on a parchment lined cookie sheet. Bake at 275 degrees for 45 min, stirring every 15 min. <b>Add coconut for the last 15 min. & watch Hazelnuts closely) </b>Cool and store in an airtight container.</div>
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Our NuLine Kidshttps://nulineinsurance.postach.io/post/our-nuline-kids2023-12-07T17:45:45.718000Z2022-05-05T13:57:45ZNuLine Insurance Services<div><br /></div>
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<div><b>By Amy Haldorson</b></div>
<div><b> The time has finally come. The graduation of our children. What seemed like a far off day is now at the forefront and NuLine would like to pay tribute to three exceptionally special seniors: Isaac Friese, Alexa Haldorson and our High School co-op employee, Madden Thorson. These remarkable individuals are starting their journey into adulthood and we couldn't be more proud. Watching our "NuLine kids" grow up has been one of our greatest joys and we wish them all luck with their undoubtedly bright future.</b></div>
<div><b>SENIOR INTERVIEW</b></div>
<div><b><span style="color:#6600CC;">1. What will you miss the most about high school ?</span></b></div>
<div><b><span style="color:#6600CC;">2. Best high school memory?</span></b></div>
<div><b><span style="color:#6600CC;">3. Future plans?</span></b></div>
<div><b><span style="color:#6600CC;">4. Any advice to underclassman?</span></b></div>
<div><b><u>Madden:</u></b></div>
<div><b>-Being around my friends and classmates every day. I will also miss being on the field or court with my teammates.</b></div>
<div><b>-Playing under the lights on Friday nights.</b></div>
<div><b>-Attending MSUM and plan on going into business and playing football.</b></div>
<div><b>-Cherish every moment/memory because it’s a quick 4 years!</b></div>
<div><b><u>Isaac:</u></b></div>
<div><b>-I will miss my friends that I have made and seeing them on a daily basis. </b></div>
<div><b>-I don’t have one best memory, but I liked being able to participate in so many high school sports and activities. I also liked that seniors finally got the logo painted on the football field for our last season. (Thanks to some parents for that.)</b></div>
<div><b>-I will be attending Valley City State University to study Agri-business and play football.</b></div>
<div><b>-Don’t take these years for granted, enjoy every minute of them. Get involved in an activity, club or athletic sport because you get to hang with your friends and also meet so many other kids from around the state. Work hard, but have fun because it will pay off!</b></div>
<div><b><u>Alexa:</u></b></div>
<div><b>-Getting to see all of my friends every day and messing around in Mr. Preble’s class.</b></div>
<div><b>-My best memory was senior skip day.</b></div>
<div><b>-I plan to attend NDSU and major in Business Management.</b></div>
<div><b>-Don’t be afraid to join organizations in high school. It keeps you busy and you can learn a lot of valuable life skills from them.</b></div>
<div> </div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/29704860-636c-2a20-db84-befeb562c6fe/c22738fe-6919-bd79-91fc-9000f0a90b0b.jpg" style="--en-naturalWidth:2662; --en-naturalHeight:4000;" width="76px"/><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/29704860-636c-2a20-db84-befeb562c6fe/9ffb1950-79f2-b8c7-f9ba-4a2cf0feb77c.png" style="--en-naturalWidth:778; --en-naturalHeight:518;" width="116.26819268893092px"/><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/29704860-636c-2a20-db84-befeb562c6fe/8fee92b9-f129-2a62-0d02-bd6bb0125568.png" style="--en-naturalWidth:339; --en-naturalHeight:510;" width="76.70705476648666px"/><div><br /></div>
Recipe of the Monthhttps://nulineinsurance.postach.io/post/recipe-of-the-month-22023-12-28T19:55:40.230000Z2021-08-26T20:25:15ZNuLine Insurance Services<div>Blueberry baked oatmeal</div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/34e55494-4995-9146-8b0a-fb102cf8903b/8f2d7e94-a3da-f77e-6cce-28843d9b8b5f.png" style="--en-naturalWidth:592; --en-naturalHeight:610;" width="173px"/><div>Ingredients:</div>
<div>1 cup fresh blueberries, fresh or frozen</div>
<div>2 eggs</div>
<div>1 1/2 cup rolled oats</div>
<div>1 tsp baking powder</div>
<div>1/3 cup brown sugar</div>
<div>1 tsp cinnamon</div>
<div>3/4 tsp salt</div>
<div>1 tsp vanilla</div>
<div>1/4 cup butter</div>
<div>1/2 cup milk</div>
<div>Instructions:</div>
<div>Preheat oven to 350 degrees. Spray an 8x8 baking dish with non-stick spray. Add all of the ingredients except for the blueberries to a mixing bowl and stir well to combine. Fold in the blueberries gently so as not to break them up too much, Spread mixture into the prepared baking dish and bake for 30 min or until a knife comes out mostly clean. Spoon into bowls and drizzle with additional blueberries and a drizzle of cream or syrup, if desired. Enjoy!</div>
Hello Maddock!https://nulineinsurance.postach.io/post/hello-maddock2024-01-09T19:11:26.875000Z2018-06-05T13:24:46ZNuLine Insurance Services<div><br/></div>
<div><a href="https://www.evernote.com/client/web?login=true" rev="en_rl_none">Move to Trash</a></div><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/674e4ba8-aef9-4e67-8eea-29fd1670047d/ae72539b-e1d4-4054-945d-b7094f79cb24.png" style="--en-naturalWidth:1200; --en-naturalHeight:799;"/><div><span style="font-family: Arial;"><span style="font-size: 11pt;"> </span></span></div>
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<div><span style="font-family: Arial;"><span style="font-size: 11pt;">NuLine Insurance is always evolving and changing, and in an effort to bring our local communities better products and services, we have recently expanded to Maddock, ND. Our 3rd office opened this May! Our office is located in Maddock’s Business and Technology Center. NuLine would like to welcome all of Maddock and the surrounding area to stop down, say hello and check out our new office. The new location will allow us to expand our insurance base and offer the existing Maddock area customers the same great service we currently provide. This would include our advanced technology systems and means of communication, like web and social media. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">Being an Independent Agency, we are able to give area residents additional options and choices when it comes to their insurance needs. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">Sometimes in a small town there are not many options and in order to have variety, it requires going further, whether it be out of town or online. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">We can help take the hassle out of shopping around as we represent many different carriers and do all lines of insurance. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">Our staff and team are thrilled to be a part of this venture, which includes our management and administrative staff, licensed agents, and CSR’s (customer services representatives). </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">We especially look forward to having an active role in the community activities. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">With NuLine starting out in Harvey in 1966, and then adding our Rugby office, we have been built on being community minded and are always willing to help out in any way we can. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">Our entire team at NuLine are rural people that come from an agricultural background. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">We know how important it is to be involved and to keep the smaller communities thriving. We are also excited about some of the changes we have made to the new office. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">We have started with new paint, flooring, furniture and décor. </span></span> <span style="font-family: Arial;"><span style="font-size: 11pt;">With the fresh new look and being located in such a nice, professional business center, we are thrilled for this opportunity. </span></span></div>
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Fruit Pizza By Michelle Weinmannhttps://nulineinsurance.postach.io/post/fruit-pizza-by-michelle-weinmann2024-01-09T19:10:10.479000Z2018-04-04T14:46:51ZNuLine Insurance Services<div><div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 14.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; font-weight: bold; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;"><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/b002d472-fc88-4b81-95c3-d99e3abe1b06/c49f1ada-c3a8-4f20-a9a3-fe6f8e6487f0.png" style="font-weight: bold; font-family: Arial; font-size: 14pt;"/><br/></span></div></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 14.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; font-weight: bold; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">Fruit Pizza</span><span style="font-size: 14.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; font-weight: bold; language: en-US; mso-ansi-language: en-US; mso-ligatures: none; mso-spacerun: yes;-en-paragraph:true;"> </span> <span style="font-size: 9.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; font-style: italic; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">By Michelle Weinmann</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: #00B050; mso-style-textfill-type: solid; mso-style-textfill-fill-color: #00B050; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">"This is different from your average fruit pizza recipe, the crust is to die for!"</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; text-underline: single; font-weight: bold; language: en-US; mso-ansi-language: en-US; mso-ligatures: none; text-decoration: underline;-en-paragraph:true;">Ingredients:</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">1 package yellow or white cake mix (I use yellow)</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">2 eggs</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">1/4 c water</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">1/2 c butter</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">1/4 c brown sugar</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">1/2 c chopped nuts</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; font-style: italic; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">Crust:</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">Combine ingredients and spread onto 2 pizza pans or a large cookie sheet, well greased and floured.</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">Bake at 350 for 15 min. Cool</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; font-style: italic; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">Topping:</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">Beat 1 8oz. Package of cream cheese</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">1/3 c sugar</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">1/2 tsp vanilla</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">Spread on cooled cake. Top with fruit (fresh or canned)</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">(Optional): Heat 1/2 c strawberry glaze and dilute with 1/2 water.</span><span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none; mso-spacerun: yes;-en-paragraph:true;"> </span> <span style="font-size: 11.0pt; line-height: 119%; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-armenian-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Arial; mso-latinext-font-family: Arial; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;">(I don’t like much glaze and sometimes skip it all together)</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-family: "Baskerville Old Face"; mso-default-font-family: "Baskerville Old Face"; mso-ascii-font-family: Batang; mso-latin-font-family: Batang; mso-greek-font-family: Batang; mso-cyrillic-font-family: Batang; mso-armenian-font-family: Batang; mso-hebrew-font-family: Batang; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Batang; mso-latinext-font-family: Batang; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;"> </span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-family: "Baskerville Old Face"; mso-default-font-family: "Baskerville Old Face"; mso-ascii-font-family: Batang; mso-latin-font-family: Batang; mso-greek-font-family: Batang; mso-cyrillic-font-family: Batang; mso-armenian-font-family: Batang; mso-hebrew-font-family: Batang; mso-arabic-font-family: Arial; mso-hangul-font-family: Batang; mso-currency-font-family: Batang; mso-latinext-font-family: Batang; color: black; mso-style-textfill-type: solid; mso-style-textfill-fill-color: black; mso-style-textfill-fill-alpha: 100%; language: en-US; mso-ansi-language: en-US; mso-ligatures: none;-en-paragraph:true;"> </span></div>
<div><span style="language: en-US; mso-ligatures: none;-en-paragraph:true;"> </span></div>
Take care of your Heart!https://nulineinsurance.postach.io/post/take-care-of-your-heart2024-01-09T19:12:11.346000Z2018-02-07T15:06:09ZNuLine Insurance Services<div><div style="margin-top: 1em; margin-bottom: 1em;"><span style="font-size: 22pt; color: black; font-family: Arial; line-height: 119%;-en-paragraph:true;">Take care of your Heart!</span></div></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="color: black; font-family: Arial;-en-paragraph:true;"> </span> <span style="color: black; font-family: Arial; font-style: italic;-en-paragraph:true;">by: Amy Haldorson</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="color: black; font-family: Arial; font-style: italic;-en-paragraph:true;">Heart disease remains the leading cause of death in the U.S. and around the world. Its actually not one disease, but rather a group of conditions that affects the heart.</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="color: black; font-family: Arial; font-style: italic;-en-paragraph:true;">Being aware of these 10 early warning signs can help to detect a heart problem early.</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">1)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="color: black; font-family: Arial; font-weight: bold;-en-paragraph:true;">Chest pain or pain in upper extremities</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">2)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="color: black; font-family: Arial; font-weight: bold;-en-paragraph:true;">Fatigue</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">3)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="color: black; font-family: Arial; font-weight: bold;-en-paragraph:true;">Shortness of Breath</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">4)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="font-family: Arial; font-weight: bold;-en-paragraph:true;">Heart Palpitations</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">5)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="font-family: Arial; font-weight: bold;-en-paragraph:true;">Edema</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">6)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="font-family: Arial; font-weight: bold;-en-paragraph:true;">Coughing and Wheezing</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">7)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="font-family: Arial; font-weight: bold;-en-paragraph:true;">Dizziness</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">8)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="font-family: Arial; font-weight: bold;-en-paragraph:true;">Nausea and Vomiting</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">9)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span><span style="font-family: Arial; font-weight: bold;-en-paragraph:true;">A family history of heart disease</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><span style="direction: ltr; unicode-bidi: embed; font-size: 10pt; color: black; font-family: Arial;-en-paragraph:true;">10)</span><span style="width: 10.8pt;-en-paragraph:true;"> </span> <span style="font-family: Arial; font-weight: bold;-en-paragraph:true;">High Cholesterol and high blood pressure</span></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><br/></div>
<div style="margin-top: 1em; margin-bottom: 1em;"><div><span style="font-family: Arial; font-weight: bold;-en-paragraph:true;"><img src="https://cdn-images.postach.io/0d4525ee-9807-4523-8418-58ec06c9a0bd/40ab02c6-11a4-4c59-8f75-5f42f6b87099/f78b24b4-c2fc-4e10-98ef-6b680ce7292f.png" style="font-weight: bold; font-family: Arial;"/></span></div></div><div> </div>