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NuLine Insurance Services is dedicated to finding you the right insurance to insure your growth. We provide quality auto, home, business, and ag insurance.

Recipe of the Month

BBQ Chicken Salad
3 boneless chicken breasts (rotisserie chicken works great too)
1 1/2 cup BBQ sauce
Salt and pepper to taste
4 hearts Romaine lettuce, washed and cut
1 can black beans, rinsed and drained
1 bag frozen corn, cooked
1 cup sliced tomatoes
1 cup shredded Colby jack cheese
1/4 cup red onion
1/2 cup cilantro
BBQ sauce
Tortilla strips
Favorite salad dressing ( I personally use Ranch)
Cook chicken and shred with two forks. Pour BBQ sauce to coat chicken. To assemble the salad, place lettuce in bowls, top with chicken, beans, corn, tomato, cheese, onion and cilantro. Top salad with tortilla stips, more BBQ sauce and dressing of choice. Gently toss to combine. Enjoy!

Twas the Night before Christmas at NuLine

"Twas’ the night before Christmas and all through the trees, not a creature was stirring, not even Mr. Friese. NuLine’s stockings were hung in the office with care, in hopes an employee trip to the spa soon would be there. His employees were nestled all snug in their beds while visions of bonuses and more PTO danced in their heads. When out on the lawn, there arose such a clatter, Michelle sprang out of bed to see what was the matter. When what to her wondering eye would a appear, A bright green truck and the remainder of one deer. With a little old driver so lively and quick, she knew in a moment, it wasn’t Chad Faul, he wasn’t that quick. His eyes, how they twinkled, his dimples so merry. His grey hair glimmering like snow, his nose like a cherry. He spoke not a word, but went straight to his work. He filled all the stockings and turned with a jerk. A chap stick for Chantel, a planner for Mac, and don’t forget Michelle, who loves an Almanac. A rolling pin for Stacey, a new sweater for Jen, Amy wanted a co-op student, but wasn’t getting that again. Chad sprang to his truck, to a passerby gave a whistle, and down the road his truck flew like the down of a thistle. But we heard him exclaim as he drove out of sight, Merry Christmas from NuLine and to all a goodnight!"

You know Dasher and Dancer and Prancer and Vixen...but do you recall the most infamous holiday disasters of all?

By Amy Streifel
Last Christmas I tried my hand at a real Christmas tree. I knew nothing about caring for them and always wanted to try having one. How hard can it be? Turns out its easier said than done, at least for me. I usually like no maintenance and easy. I knew the risks of having a real tree, such as a fire if its not properly watered. The first week, my tree looked great. I was very vigilant on making sure the lights were turned off when we weren't there. I watered it every day without fail, but by the second week, I was over the maintenance. I ‘forgot’ to water the second week, when in reality I was testing my theory that I really didn't need to every day. By the third week my tree was still alive, but turning brown. At this point I was scared to even turn the Christmas lights on. By the fourth week, I had my artificial tree back up. Turns out real trees are not my thing. They are beautiful and I commend people who have them, but I did not have the patience. I told my children we were doing a fun little experiment when they questioned what I was doing.
Christmas tree fires are more common then you think. It can take only a matter of minutes before noxious smoke and scorching heat fill the entire room. Christmas trees are a powerful fuel source, especially when dry. The tree gives off a lot of heat energy. A blazing tree can give off as much heat as forty thousand 100-watt light bulbs. There are an estimated average of 170 home fires caused by Christmas trees every year. Most homeowners insurance policies cover fire in and around your home, including a Christmas tree fire. Real trees do not have to be scary. If you pick a fresh one, make the sure the placement is away from heat sources and water it properly there is no reason not to have one. I just may give one a try again in the future..but I'm still keeping my artificial close by.

Claim Corner

I've been personally locking up my farm tight every day. There have been a string of unfortunate robberies in the area, which makes me, and I'm sure other people, uneasy. Farmsteads are an easy target, especially those that do not necessarily have a lot of action or active farming. If you have any valuables, such as tools, toys or even your vehicles, it’s a good idea to pull the keys & make sure they are in a locked building. Another thing to consider is a home security system. The sound of that may seem expensive and elaborate, but it doesn't have to be. There are many security cameras, doorbell systems and motion sensors that are available and inexpensive. They are useful for many things, not just spying on your kids or hubby! Security doorbell cameras alert you whenever someone is near the vicinity or coming to your front door. Many farms do motion lights to scare off intruders from their buildings. Depending on your insurance carrier, some carriers offer home security discounts, so check with your agent! So what do you do in the unfortunate event something gets stolen? You should always have an inventory of your personal property. Sounds like a lot of work, I know, but I'm here to tell you it doesn't have to be.
NuLine’s mobile app gives you the capability of adding inventory photos and videos to the app. That’s way easier than trying to type a list of belongings. Once you have determined what has gone missing, contact your insurance agent and call the police. Your homeowners policy should cover your belongings. There are special circumstances where you many have to list specific items on your policy depending on their value or if you use them for a business. Once it is determined your property is covered, you can choose to file a claim under your farm or homeowners policy.

Recipe of the Month

Avocado Toast
A lot of people don’t know what to do with Avocado’s, besides Guacamole, of course! Here is a versatile recipe that is so easy and fresh for summer! You can change it up so many ways, and it is so healthy! - Michelle
· Whole grain toast (or any bread)
· Ripe avocados
· Egg (I used fried over easy, but could use boiled, poached or scrambled)
· Seasonings—Salt and pepper, or my favorite, Everything Bagel Seasoning!
· Tomatoes (optional) - use halved cherry or sliced, you can even marinate them!
· Other optional ingredients: Bacon, Chives, micro-greens, Cholula hot sauce, feta cheese , red onion, salmon, squeeze of lime juice, etc. Feel free to make it how you like!
Instructions: Cook your egg (if using), make toast, add mashed up avocado on the toast, put egg on top, top with toppings and sprinkle with seasonings!

I’m a Barbie Girl…..

By Amy Haldorson
Does your child have a Barbie jeep or an electric bike? If you come to my house, you’ll more than likely see a couple of kids zooming around on them all over our yard. Sometimes even running over pets or their siblings. There has also been an occasional 3am Barbie car race between adults. Shhh don’t tell my kids. One particular beautiful starry night my friend and I were bored. Because, why sleep at 3am when you can drive Barbie cars around. She hopped on and the next thing you know she's zooming towards my garage door. You know how this turns out….I blamed it on the kids of course. When I asked Chad how to go about turning in the claim, he had more questions than usual…but my first thought was, am I liable for this damage? Most homeowners insurance policies now extend coverage for motorized vehicles, including Barbie Jeeps. But, there are some exceptions to this rule, so you may want to check with your insurance agent. Now, if the Barbie car had an accident off our property and hit someone else or someone's else's property, I may have been liable. Homeowner’s policies may or may not provide coverage while on the insured premises, and it less likely that polices extend coverage for these motorized vehicles beyond the property. This could leave your clients (and possibly YOU) open to a liability exposure if there were to be an accident, injury or property damaged caused by the motorized vehicle….and yes, Barbie Jeeps and electric bicycles are considered motorized vehicles. As the weather warms and those warm weather toys come out of the garage and on to the driveways….and sidewalks and streets, it is a great time to ask your talk to your insurance agent about any toys that you may have on your property.

Safety Tips for Electric Cars for Kids:
1. Inspect the car. Do a once over and make sure there are no broken or missing parts. Additionally, you should get familiar with how the toy works. Make sure there are no exposed electrical components or sharp edges.
2. Create a safe riding environment. Think about helmets and seatbelts, riding surfaces, and fences.
3. Properly maintaining the vehicles are important. The main components to keep an eye on for an electric toy car are; wheels, body and battery.
4. Cleaning and proper storage. If you want the toy to last a long time, do not keep it outside. Rain, snow, moisture and curious critters are all threats and will easily dam-age, as well as damage the battery.
5. Age and weight limits. Be sure to check out all the features and limitations of a car before buying it to ensure its age and weight are appropriate for you child.

Cinco de Mayo

True or False?
Cinco de Mayo is Mexico’s Independence Day.
Cinco de Mayo celebrates Mexico’s victory over the French at the Battle of Puebla on May 5, 1862. As Napoleon III marched towards Mexico City with plans to invade, he encountered a small Mexican army at Puebla. Even though the Mexican army had fewer resources and less training, they were able to defeat the French and stop the invasion.
That’s worth raising a (margarita) glass to, don’t you think?
Cheers—and Happy Cinco de Mayo from our entire team!

Community Spotlight

Its Spring Time!
Time for…..pumpkins? You read that right. With help from area businesses, the Rugby Chamber and Prairie Village Museum are gearing up for Rugby’s newest project. They plan to open a pumpkin patch and corn maze near the museum in October. Let the planning begin! The pumpkin patch and corn maze will sit just to the west of the museum buildings on the museum grounds. The plan is to have it open to visitors for five weekends in October. They realize October is a long way away, but in order to make some of the purchases, they need community help now. A needed $20,000 has already been cut in half by events put on since January. In addition to the pumpkins, funds are needed for a barrel train, corn maze, and peat pots to start seeds over the large swath of land. Other items still in the idea stage include a horse-drawn wagon to transport visitors from the museum parking lot to the pumpkin patch. Local businesses have started to sponsor and will be have the opportunity to if they haven't already. All sponsors will receive recognition. It wont go unnoticed.
For more information on ways to help with the pumpkin patch, call 701-208-0539.
Let’s help make this happen!

Recipe of the Month

Tropical Chex Mix
"This Chex mix was an absolute hit at NuLine’s stop on the Rugby Beer and Seltzer crawl last month!"
5 tablespoons butter melted
5 tablespoons brown sugar
2 teaspoons coconut extract
4 cups Rice Chex
4 cups Corn Chex
1 cup macadamia nuts
1 cup dried pineapple pieces
1 cup dried banana chips
1 cup dried coconut pieces or 1 cup shredded coconut (optional)
Mix the melted butter, brown sugar and coconut extract. Place the Rice Chex, Corn Chex, nuts, bananas and pineapple in a large bowl. Pour the butter mixture over the cereal mixture and stir until everything is evenly distributed. Spread on a parchment lined cookie sheet. Bake at 275 degrees for 45 min, stirring every 15 min. Add coconut for the last 15 min. & watch Hazelnuts closely) Cool and store in an airtight container.

Our NuLine Kids

By Amy Haldorson
The time has finally come. The graduation of our children. What seemed like a far off day is now at the forefront and NuLine would like to pay tribute to three exceptionally special seniors: Isaac Friese, Alexa Haldorson and our High School co-op employee, Madden Thorson. These remarkable individuals are starting their journey into adulthood and we couldn't be more proud. Watching our "NuLine kids" grow up has been one of our greatest joys and we wish them all luck with their undoubtedly bright future.
1. What will you miss the most about high school ?
2. Best high school memory?
3. Future plans?
4. Any advice to underclassman?
-Being around my friends and classmates every day. I will also miss being on the field or court with my teammates.
-Playing under the lights on Friday nights.
-Attending MSUM and plan on going into business and playing football.
-Cherish every moment/memory because it’s a quick 4 years!
-I will miss my friends that I have made and seeing them on a daily basis.
-I don’t have one best memory, but I liked being able to participate in so many high school sports and activities. I also liked that seniors finally got the logo painted on the football field for our last season. (Thanks to some parents for that.)
-I will be attending Valley City State University to study Agri-business and play football.
-Don’t take these years for granted, enjoy every minute of them. Get involved in an activity, club or athletic sport because you get to hang with your friends and also meet so many other kids from around the state. Work hard, but have fun because it will pay off!
-Getting to see all of my friends every day and messing around in Mr. Preble’s class.
-My best memory was senior skip day.
-I plan to attend NDSU and major in Business Management.
-Don’t be afraid to join organizations in high school. It keeps you busy and you can learn a lot of valuable life skills from them.