The Final Straw

The Final Straw
By Amy Haldorson
Long gone are the days of children spending endless hours playing outside. Growing up on a farm, we made our own fun. And what better way, than playing on hay bales?! We had the best days running and jumping from bale to bale. The thought of my kids doing that now scares the heck out of me. There were many times we fell in between the bales or made forts in a small opening. One incident sticks in my mind and I will never forget it. As a 10 year old little girl, it was very traumatizing. The day started out like any other. I got up and headed outside to play. I always had my trusty sidekick, my little brother, with me whether he wanted to or not. He pretty much tagged along anywhere and never questioned my adventures. We loved playing on my dads hay bales. We would run across the tops and see how far we could jump in between. We were doing just that, when of course, I fell between the bales. This happened often, but this time I couldn't get myself up and the bales were piled a few high. I looked up and saw my little brother with wide eyes. Then he started to laugh……..figures. I yelled for him to go get help. As he left, I tried to remain calm but I was so itchy and it was scorching outside. I looked at my Strawberry Shortcake watch. 11am on the dot. Mom should be coming any minute to get me out. How she was going to do that I did not know, but I'm sure she’d figure it out. It was starting to get really uncomfortable and hungry. Did I bring a snack? I checked my pocket and found a tootsie roll. I split it in thirds in case I needed to make it last. What if they couldn't find me for days? I'm sure people have survived on Tootsie rolls. I should be ok. I waited for what seemed like hours. I yelled and yelled and finally I see my mom and dad. Thank goodness, dad was easily able to reach down and grab me. When I was out, I got the lecture on how dangerous bales are and what could of happened. I looked them dead in the eye and said, "well, if you would of got here a lot sooner, maybe I wouldn't be starving and thirsty!" I looked down at my watch to see how many hours I was out there…..11:07am. Weird, it seemed like more time than seven minutes. Maybe my watch is broke…...
With Hay season upon us, it is important to understand your insurance coverage and hay stack limits. Hay coverage is offered on most Farmowner policy’s or sometimes as a separate coverage. It is a great option to have, however, if you decide to add hay coverage, you will need to know some rules that accompany the coverage. Check the stack limit on your policy. (Amounts may vary.) Hay in stacks, windrows or bales must be separated by a minimum of 100 feet of clear space. Clear space means absolutely nothing in the way of the stacks. Also, you can add a coverage called "peak season" to accommodate your usage of hay. Check with NuLine today to find out more information. We are more than happy to help you assess the value and risk of your property.