Showing all posts tagged "Nuline Insurance"
You know Dasher and Dancer and Prancer and Vixen...but do you recall the most infamous holiday disasters of all?
By Amy Streifel
Last Christmas I tried my hand at a real Christmas tree. I knew nothing about caring for them and always wanted to try having one. How hard can it be? Turns out its easier said than done, at least for me. I usually like no maintenance and easy. I knew the risks of having a real tree, such as a fire if its not properly watered. The first week, my tree looked great. I was very vigilant on making sure the lights were turned off when we weren't there. I watered it every day without fail, but by the second week, I was over the maintenance. I ‘forgot’ to water the second week, when in reality I was testing my theory that I really didn't need to every day. By the third week my tree was still alive, but turning brown. At this point I was scared to even turn the Christmas lights on. By the fourth week, I had my artificial tree back up. Turns out real trees are not my thing. They are beautiful and I commend people who have them, but I did not have the patience. I told my children we were doing a fun little experiment when they questioned what I was doing.
Christmas tree fires are more common then you think. It can take only a matter of minutes before noxious smoke and scorching heat fill the entire room. Christmas trees are a powerful fuel source, especially when dry. The tree gives off a lot of heat energy. A blazing tree can give off as much heat as forty thousand 100-watt light bulbs. There are an estimated average of 170 home fires caused by Christmas trees every year. Most homeowners insurance policies cover fire in and around your home, including a Christmas tree fire. Real trees do not have to be scary. If you pick a fresh one, make the sure the placement is away from heat sources and water it properly there is no reason not to have one. I just may give one a try again in the future..but I'm still keeping my artificial close by.
Posted on December 8th, 2022
Recipe of the Month
Avocado Toast
A lot of people don’t know what to do with Avocado’s, besides Guacamole, of course! Here is a versatile recipe that is so easy and fresh for summer! You can change it up so many ways, and it is so healthy! - Michelle
Ingredients:
· Whole grain toast (or any bread)
· Ripe avocados
· Egg (I used fried over easy, but could use boiled, poached or scrambled)
· Seasonings—Salt and pepper, or my favorite, Everything Bagel Seasoning!
· Tomatoes (optional) - use halved cherry or sliced, you can even marinate them!
· Other optional ingredients: Bacon, Chives, micro-greens, Cholula hot sauce, feta cheese , red onion, salmon, squeeze of lime juice, etc. Feel free to make it how you like!
Instructions: Cook your egg (if using), make toast, add mashed up avocado on the toast, put egg on top, top with toppings and sprinkle with seasonings!
Posted on June 6th, 2022
I’m a Barbie Girl…..
By Amy Haldorson
Does your child have a Barbie jeep or an electric bike? If you come to my house, you’ll more than likely see a couple of kids zooming around on them all over our yard. Sometimes even running over pets or their siblings. There has also been an occasional 3am Barbie car race between adults. Shhh don’t tell my kids. One particular beautiful starry night my friend and I were bored. Because, why sleep at 3am when you can drive Barbie cars around. She hopped on and the next thing you know she's zooming towards my garage door. You know how this turns out….I blamed it on the kids of course. When I asked Chad how to go about turning in the claim, he had more questions than usual…but my first thought was, am I liable for this damage? Most homeowners insurance policies now extend coverage for motorized vehicles, including Barbie Jeeps. But, there are some exceptions to this rule, so you may want to check with your insurance agent. Now, if the Barbie car had an accident off our property and hit someone else or someone's else's property, I may have been liable. Homeowner’s policies may or may not provide coverage while on the insured premises, and it less likely that polices extend coverage for these motorized vehicles beyond the property. This could leave your clients (and possibly YOU) open to a liability exposure if there were to be an accident, injury or property damaged caused by the motorized vehicle….and yes, Barbie Jeeps and electric bicycles are considered motorized vehicles. As the weather warms and those warm weather toys come out of the garage and on to the driveways….and sidewalks and streets, it is a great time to ask your talk to your insurance agent about any toys that you may have on your property.
Safety Tips for Electric Cars for Kids:
1. Inspect the car. Do a once over and make sure there are no broken or missing parts. Additionally, you should get familiar with how the toy works. Make sure there are no exposed electrical components or sharp edges.
2. Create a safe riding environment. Think about helmets and seatbelts, riding surfaces, and fences.
3. Properly maintaining the vehicles are important. The main components to keep an eye on for an electric toy car are; wheels, body and battery.
4. Cleaning and proper storage. If you want the toy to last a long time, do not keep it outside. Rain, snow, moisture and curious critters are all threats and will easily dam-age, as well as damage the battery.
5. Age and weight limits. Be sure to check out all the features and limitations of a car before buying it to ensure its age and weight are appropriate for you child.
Posted on June 6th, 2022
Recipe of the Month
Tropical Chex Mix
"This Chex mix was an absolute hit at NuLine’s stop on the Rugby Beer and Seltzer crawl last month!"
Ingredients:
5 tablespoons butter melted
5 tablespoons brown sugar
2 teaspoons coconut extract
4 cups Rice Chex
4 cups Corn Chex
1 cup macadamia nuts
1 cup dried pineapple pieces
1 cup dried banana chips
1 cup dried coconut pieces or 1 cup shredded coconut (optional)
Instructions:
Mix the melted butter, brown sugar and coconut extract. Place the Rice Chex, Corn Chex, nuts, bananas and pineapple in a large bowl. Pour the butter mixture over the cereal mixture and stir until everything is evenly distributed. Spread on a parchment lined cookie sheet. Bake at 275 degrees for 45 min, stirring every 15 min. Add coconut for the last 15 min. & watch Hazelnuts closely) Cool and store in an airtight container.
Posted on May 5th, 2022