Recipe of the Month
Korean Beef Bowl
Ingredients:
1/4 cup Coconut Aminos (Soy sauce substitute)
1 tsp sesame oil
1/2 tsp crushed red pepper flakes
Cooking spray
1 lb meat of choice. I prefer ground or shredded chicken—but my husband likes it with beef!
1/4 cup chopped yellow onion
2 garlic cloves, crushed
1 tsp fresh grated ginger
3 cups cooked brown rice
1 small sliced cucumber
2 tablespoons sweet soy & Chili sauce (Thai Kitchen brand is delicious)
1/2 tablespoon sesame seeds
1 bag sliced baby carrots
Optional: 2 scallions
In a bowl, combine the coconut aminos, 2 tablespoons water, sesame oil, and red pepper flakes (if making with little kids—I skip the red pepper flakes myself).
Heat a large deep nonstick skillet and spray, add the meat (ground beef, or ground chicken, or shredded chicken). Break the meat up and cook through. Add the onion, garlic and ginger and cook for 1 minute. Pour the sauce over the meat and cover. Simmer for 10 minutes. To assemble the bowls place 3/4 cup rice in each bowl, top with 2/3 cup meat, cucumbers, sweet soy & chili Sauce, sesame seeds and carrots. Enjoy!
Posted on August 2nd, 2024
DO YOUR KIDS HAVE GOOD GRADES?
A good student discount will
apply to your auto insurance!
How can you get the discount?
Just give us a copy of your child’s grades (3.0 or higher) from the last semester and you can start saving.
You can do this by having the school secretary email the agency a copy of the grades, drop them off at one of our locations, email them to us at
or take a picture or a power schools screen shot and text to one of our agents
This discount alone saved one of our customers over $200 a year!
Statistics show that students that have good grades are better
drivers.
Posted on August 2nd, 2024
Claim Corner
Let’s talk claims. Have you heard your agent or company talk about claims a lot more than they used to? No one likes hearing the word claims, not an insured and certainly not us agents. Having a claim is stressful time for our customers and it is our job to help you navigate through it. That being said, there are more insurance companies "cracking the whip" on claims. A lot of times they are unavoidable, but we advise our clients to always be diligent and proactive as to not have to put in a claim. There reaches a certain point where companies will discontinue a relationship with a customer if claims seem to be a problem. The number of claims a company will accept has gotten smaller within the last 6 months. This is why claim control is so important. We recently had an example of just how much claims affect your insurance and ability to get insurance. While quoting a customer we noticed they had one at fault accident from over 4 years ago and a few glass claims. Thinking this would not be an issue we proceeded to write the new business with the carrier, then finding out they did, in fact, still count that claim from 4 years ago against her and were hesitant of the risk and writing her auto policy. We would never in the past have a single claim over 3 years old have an impact on new business. In regards to the insured we were writing, unfortunately, if she were to get one more claim, that could mean it might be difficult to find her coverage. Already, certain carriers are only allowing 1 violation and 1 at fault accident. Some carriers will not take you if you have had 1 at fault within three years. When shopping carriers, be upfront and honest about your claims. Having thorough explanations of all claims and violations will be required and will make a difference. The insurance market at the present time is what some call a "hard" market, or is it the new norm? Requiring higher deductibles, stronger underwriting guidelines and non-renewing policies and rising rates are what we are currently seeing. Keep in mind that insurance is there to prevent you and your family from financial hardship and not for small things that are part of normal home ownership.
So, how do you move forward? Be diligent, take safety precautions and work on taking any step you can to prevent future claims. Talk to your insurance agent about making sure you understand your coverages. As your agent, we are here to help you navigate this new insurance culture and the ever changing dynamics of claims. Things change, but having a compassionate and pro-active agent helps!
Posted on August 2nd, 2024
Recipe of the Month
American Flag Layered Taco Dip
Ingredients:
Refried beans
Taco seasoning
Sour cream
Mozzarella cheese
Tomatoes
Black Olives
Guacamole
In a bowl, combine the refried beans and taco seasoning. In a 9x13 baking dish, start layering your ingredients. Spread the bean mixture along the bottom of the dish. I suggest using a silicone spatula for this step so that you can easily spread the bean dip mixture. Continue layering your ingredients by spreading a layer of guacamole on top of the bean mixture. Then layer the sour cream. Use the remaining ingredients to create a flag pattern on top of the sour cream layer. Used the diced tomatoes for the red stripes and the mozzarella cheese for the white stripes. You'll use the black olives for the "blue" stars. Cover and let sit in the fridge for at least an hour before serving.
This is a fun cooking activity to have your kids help with and get creative in making the flag.
Enjoy!
Posted on June 28th, 2024
You don’t need it, until you need it
By Amy Streifel
Have you had the thought that you should consider obtaining some life insurance? Why not find out what it would cost to protect your loved ones! Our life insurance specialist, Katie Fegley, is full of all sorts of knowledge. I can usually rattle off any question and she knows the answer. She just wasn't sure how I could get my boyfriend to up his life insurance and add me to it. Oh well. For a long time life insurance didn't mean much to me. I really didn't know what it all covered and thought it was something just for funerals. I also thought life insurance was just a big payout if your husband dies mysteriously...There are a lot of misconceptions about life insurance. A big myth is that life insurance is not available if you have a pre-existing condition. That is simply untrue. There is a life insurance plan out there for virtually anyone. We encourage people to check anyway, you’d be surprised at how affordable it can be! …………….
Even if you think there might not be something available for you, Katie our life specialist, and did I mention award winning agent, can find a plan that’s right for you! Maybe you already have a policy through work? Remember that generally you cannot take those with you should you leave your employer. 50% of people overestimate the total costs associated with life insurance. The best time is NOW! Katie is ready to provide you with a quote so you can find out how affordable it really is and worthwhile!
How life insurance can help protect your family financially:
Þ Pay for funeral costs
Þ Pay the bills
Þ Pay off outstanding debt, ie. mortgage, credit cards,
cars, student loans, etc.
Þ Continue a family business
Þ Finance your children's education
Þ Protect spouse’s retirement plans
Þ Tax saving purpose
Þ Source of Saving
Þ Peace of mind
Posted on June 28th, 2024
Where in the world is Carmen Sandiego? …. I mean Michelle!
Some of you may have heard that Michelle’s family moved to Minot, but the good news is she’s still here, doing her same job as she has been for the past 11 years! The only thing that’s moved is her office chair...to Minot that is. Michelle is still with NuLine and still servicing her clients as before! She is available by calling the Harvey office or by calling her direct at 701-852-4500. Her new office is located downtown Minot at 24 1st St NE. She also has our crop agent, Katie Fegley in the office there. If you are in the area, stop in and say hello!
Posted on May 31st, 2024