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NuLine Insurance Services is dedicated to finding you the right insurance to insure your growth. We provide quality auto, home, business, and ag insurance.

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Business Spotlight

Alice Aesthetics & Skin

Written by McKenzie Blumhagen
Have you heard? There’s a new business in town that will make you feel like brand new! Kim Thorson has launched Alice Aesthetics & Skin Renewal in Harvey. She said she has always been interested in dermatology and skin care and when she realized one treatment was as reasonable as a high quality face cream, she jumped at the opportunity to try it. She had amazing results herself and wanted others to feel as confident as she did. Her favorite part of this business is the new energy and confidence she sees her clients carry after they experience the results of the treatments! I think we can all agree that when we look good, we feel good, right? I won’t lie, after this interview I was pretty excited to try some of her services but the bummer is, you can’t receive these treatments while pregnant or breastfeeding, so someone who isn’t expecting, please, let me live through you and your results! Kim is currently offering Botox & Fillers and is hoping to add new services to her business next fall. To learn more or schedule an appointment, you can connect with Kim via her Facebook Page, Instagram, or text (701-341-9692).

Recipe of the Month

BBQ Chicken Salad
3 boneless chicken breasts (rotisserie chicken works great too)
1 1/2 cup BBQ sauce
Salt and pepper to taste
4 hearts Romaine lettuce, washed and cut
1 can black beans, rinsed and drained
1 bag frozen corn, cooked
1 cup sliced tomatoes
1 cup shredded Colby jack cheese
1/4 cup red onion
1/2 cup cilantro
BBQ sauce
Tortilla strips
Favorite salad dressing ( I personally use Ranch)
Cook chicken and shred with two forks. Pour BBQ sauce to coat chicken. To assemble the salad, place lettuce in bowls, top with chicken, beans, corn, tomato, cheese, onion and cilantro. Top salad with tortilla stips, more BBQ sauce and dressing of choice. Gently toss to combine. Enjoy!

Snow Blower Safety

1. Add fuel outdoors before starting.
2. Never leave a running blower unattended.
3. Never run your blower in an enclosed space.
4. If your blower jams, turn it off.
5. Keep hands and loose clothing away from moving parts.
6. Keep all shields in place if it clogs and do not remove any safety devices.
7. Protect your eyes from flying debris by wearing goggles or glasses.

Claim Corner

By Amy Streifel
Just recently, I walked down in my basement to an awful smell. I wasn't too concerned because I do have teenagers. They have been known to leave dishes and clothes dirty for weeks, so it’s par for the course. This was a different smell all together. My entire basement smelled like sewage. I don’t know what’s worse, the smell or the fact my teenagers didn’t notice. I knew immediately what this meant. The temperatures had been very low all week and it caused my sewer vent to freeze shut. The sewer gas had no where to go but back down the pipe and into our house. Sewer gas can be very dangerous especially over a long period of time if undetected. Judging by mine, it had been froze shut a while. We usually had to run hot water on the pipe when this happened, which was on the roof. I was now kicking myself for not getting a copper T, which will prevent this from happening. In addition to the smell and harmful chemicals such as ammonia and hydrogen sulfide, if the exhaust is frozen shut, it can cause toilets to have trouble flushing and affect the other drains in the house. That leads to another whole set of problems. Luckily mine hadn't reached that yet. The problem I had now was getting on the roof with snow, ice and negative 40 wind chill. I took one look at that job and knew what must be done. Call someone to come do it. And he did, which was a life saver for my family. So, what could I have done differently? Insulation is key. If you can access the pipe in your attic, wrapping it with insulation will keep it warmer an prevent ice build up. You can periodically add warm water to drains that aren't being used often to keep the trap full. This is especially important for floor drains. Make sure the cap is clear of snow and leaves. Also getting a copper T to insert in the pipe works great. (which I now have BTW).

2023 is going to be my YEAR!

Don’t look back at last years newsletter. It started pretty much the same way, new year new me and all that. Its not that I didn’t follow through. I followed through and then some. I’m a whole new me for sure. A better me and that’s all that’s important. Setting unrealistic goals and expectations just leads to failure. A lot can change in a year, and when you reflect on the last 12 months, you might realize that some of those changes could greatly affect your insurance needs. So, make sure you’re on track for the upcoming year. This was not something I ever thought about before becoming an insurance agent, but seeing it from a different perspective, its imperative. Christmas time brings expensive gifts. Now is the perfect time to reassess all your belongings and update your home insurance. As your agent, we can help you itemize or schedule expensive items you may need to add. We’ve determined you should evaluate your home insurance, but have you thought about life insurance? Maybe you are sitting on the fence. If you have a policy in place, think about how much may have changed since you first bought life insurance. Maybe you got married, had your first child or maybe you’re an empty nester. All these are good times to review your current coverages and protect the ones you love. In addition to that, have you thought about your beneficiaries? Maybe you have had a significant life change that warrants you to take a look at your beneficiaries. Another thing to think of is taking a look at your auto insurance policy. Its easy to renew your coverage without giving it much consideration, but you should make sure you are not underinsured. Car insurance coverage can be confusing. Use this opportunity to look at all of your policies and make sure everything reflects the NEW YOU!

NuLine’s New Year
McKenzie: "Read one ADULT book per month"
Michelle: "Less soap operas" Don’t worry, I’ll fill her in on what Victor and Nikki are up to.
Chantel: "To get to work on time"
Amy: "Put down my cell phone more" Also, get back to reading more."
Stacey: "Bake more for co-workers."
Jennifer: "Spend more time with grand-babies"-IN Arizona!
Chad: "To never be grumpy with his employees, I’m al-most positive that’s what he said."

Cinnamon Popcorn

1 Stick butter
1/2 cup corn syrup
1 package red hots
2 bags microwave popcorn or 11 cups popcorn
Preheat oven to 250 degrees. Pop Microwave popcorn. Remove any unpopped kernels. In a large nonstick saucepan or Dutch oven, melt the butter over medium-high heat. Add the corn syrup and Red Hots. Continue to cook, stirring continuously, until the Red Hots have melted. This should take 3-5 minutes. Stir in popcorn, making sure the popcorn is evenly coated. Spread popcorn evenly on a baking sheet coated with nonstick cooking spray. Bake for one hour, stirring every 15 min. Remove from heat and allow to cool before eating.

Business Spotlight

Have you ever traveled somewhere and wanted to bring a souvenir home to share with loved ones who couldn’t go with you? We have a business this month that did just that, but their gift came all the way from the Netherlands and it is now blessing our communities with their Gouda Cheese, Belgian Waffles, Gelato, Stroopwafls, Dutch Pancakes, cheese curds, and more! Cows & Co. in Carrington, ND is sharing their knowledge of dairy and cheese making with all of us and we are so thankful! Martjee, her husband Casey, and their one year old are working hard to bless our communities with their cheese making that Martjee and her mom bring to us from back home! Martjee shared that her mom and her went to Italy for a Gelato making course for a week. When they came home, they started renovating her mom’s garage and making gelato. They started small by catering weddings with Martjee & Casey’s wedding being the first trial run in 2018. From there, people were able to come to the garage to buy a variety of flavors of garage. From there, there was a gelato cart, now this business has grown and so has the menu! Cows & Co. delivers their delicious dairy snacks to 10 different locations in North Dakota! To order you access their website, You can pre-order two weeks ahead of time and choose your location for pick-up. They also have some exciting news coming in 2024, so our advice to you is to start following them so you can hear all about it!

Twas the Night before Christmas at NuLine

"Twas’ the night before Christmas and all through the trees, not a creature was stirring, not even Mr. Friese. NuLine’s stockings were hung in the office with care, in hopes an employee trip to the spa soon would be there. His employees were nestled all snug in their beds while visions of bonuses and more PTO danced in their heads. When out on the lawn, there arose such a clatter, Michelle sprang out of bed to see what was the matter. When what to her wondering eye would a appear, A bright green truck and the remainder of one deer. With a little old driver so lively and quick, she knew in a moment, it wasn’t Chad Faul, he wasn’t that quick. His eyes, how they twinkled, his dimples so merry. His grey hair glimmering like snow, his nose like a cherry. He spoke not a word, but went straight to his work. He filled all the stockings and turned with a jerk. A chap stick for Chantel, a planner for Mac, and don’t forget Michelle, who loves an Almanac. A rolling pin for Stacey, a new sweater for Jen, Amy wanted a co-op student, but wasn’t getting that again. Chad sprang to his truck, to a passerby gave a whistle, and down the road his truck flew like the down of a thistle. But we heard him exclaim as he drove out of sight, Merry Christmas from NuLine and to all a goodnight!"

You know Dasher and Dancer and Prancer and Vixen...but do you recall the most infamous holiday disasters of all?

By Amy Streifel
Last Christmas I tried my hand at a real Christmas tree. I knew nothing about caring for them and always wanted to try having one. How hard can it be? Turns out its easier said than done, at least for me. I usually like no maintenance and easy. I knew the risks of having a real tree, such as a fire if its not properly watered. The first week, my tree looked great. I was very vigilant on making sure the lights were turned off when we weren't there. I watered it every day without fail, but by the second week, I was over the maintenance. I ‘forgot’ to water the second week, when in reality I was testing my theory that I really didn't need to every day. By the third week my tree was still alive, but turning brown. At this point I was scared to even turn the Christmas lights on. By the fourth week, I had my artificial tree back up. Turns out real trees are not my thing. They are beautiful and I commend people who have them, but I did not have the patience. I told my children we were doing a fun little experiment when they questioned what I was doing.
Christmas tree fires are more common then you think. It can take only a matter of minutes before noxious smoke and scorching heat fill the entire room. Christmas trees are a powerful fuel source, especially when dry. The tree gives off a lot of heat energy. A blazing tree can give off as much heat as forty thousand 100-watt light bulbs. There are an estimated average of 170 home fires caused by Christmas trees every year. Most homeowners insurance policies cover fire in and around your home, including a Christmas tree fire. Real trees do not have to be scary. If you pick a fresh one, make the sure the placement is away from heat sources and water it properly there is no reason not to have one. I just may give one a try again in the future..but I'm still keeping my artificial close by.

Claim Corner

I've been personally locking up my farm tight every day. There have been a string of unfortunate robberies in the area, which makes me, and I'm sure other people, uneasy. Farmsteads are an easy target, especially those that do not necessarily have a lot of action or active farming. If you have any valuables, such as tools, toys or even your vehicles, it’s a good idea to pull the keys & make sure they are in a locked building. Another thing to consider is a home security system. The sound of that may seem expensive and elaborate, but it doesn't have to be. There are many security cameras, doorbell systems and motion sensors that are available and inexpensive. They are useful for many things, not just spying on your kids or hubby! Security doorbell cameras alert you whenever someone is near the vicinity or coming to your front door. Many farms do motion lights to scare off intruders from their buildings. Depending on your insurance carrier, some carriers offer home security discounts, so check with your agent! So what do you do in the unfortunate event something gets stolen? You should always have an inventory of your personal property. Sounds like a lot of work, I know, but I'm here to tell you it doesn't have to be.
NuLine’s mobile app gives you the capability of adding inventory photos and videos to the app. That’s way easier than trying to type a list of belongings. Once you have determined what has gone missing, contact your insurance agent and call the police. Your homeowners policy should cover your belongings. There are special circumstances where you many have to list specific items on your policy depending on their value or if you use them for a business. Once it is determined your property is covered, you can choose to file a claim under your farm or homeowners policy.