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NuLine Insurance Services

NuLine Insurance Services is dedicated to finding you the right insurance to insure your growth. We provide quality auto, home, business, and ag insurance.

Business Spotlight

Sweet P’s Creations
Ashley Wangler, Rugby ND, is as busy as ever with her home business, Sweet P’s Creations. What started with some gifts for family and friends, has emerged into a side home-based business that inspires her daily. Ashley truly enjoys coming up with new creations and can do just about any custom gifts that you desire. Some of the most popular items she sells are hot cocoa bombs and soy candles made out of dough bowls. The dough bowls can be custom ordered with your preferred scent, and they come in different shapes as well if you wish, like hearts for Valentines or trees for Christmas. She has done all sorts of items such as Lefse, Chocolate covered strawberrys, truffles, cake pops, studded earrings, wood flower arrangements, home-made vanilla and much more. When Ashley is not busy making orders, she can be found helping out with her husbands Electric business, Rugby Electric, spending time with their 4 children or busy on their hobby farm.
Valentine’s Day is coming up, check our her Facebook page or
call her @ 701-776-7236 To make your order today!

Recipe of the Month

Spicy Pretzels


(They really aren’t that spicy though)
Ingredients:
1/2 tsp garlic powder
1 cup oil
1/2 dry mustard, dry ground
1 1 oz. package Ranch dressing packet, dry
1/2 tsp cayenne pepper
12 oz. pretzels
1. Mix all but the pretzels until well blended.
2. Place pretzels in a gallon sized plastic bag.
3. Pour Mixture over pretzels. Seal bag shut and shake gently until pretzels are coated.
4. Let sit on the counter for 4 hours, tossing and turning bag every 30 minutes. Enjoy!
These pretzels are addicting! My husband is always asking for them!
-Michelle Weinmann

Claim Corner



The month of "love" is right around the corner! January is one of the leading months for buying engagement rings. Generally speaking, this is because many proposals happen on Valentines Day. So, for those of you looking to buy your sweetheart that special ring, here is a tip. Get that ring insured! As an insurance agent, we have seen far too many rings disappear or our clients will lose a diamond out of the ring. Engagement and wedding rings can be added to your homeowners policy. You are also able to add any other valuable jewelry to your policy if you so choose. Jewelry on a homeowners policy generally has limits of $2,500 and are subject to the policy deductible. By scheduling your jewelry you can select a deductible, even $0, and the coverage broadens to all losses. This allows for coverage if the diamond falls out or if you just lose the ring. While your jewelry may have been bought for a certain amount, the amount it is worth changes over time. Many people do not realize this. The value of gold and silver changes regularly, so its important to make sure your jewelry is covered for its true value. If you do not update the value, you could find yourself missing out in the event you need to file a claim. You can update the value by getting an appraisal. In the event of a claim, call your insurance agent immediately to get the ball rolling. In most cases, having your engagement ring on your homeowners insurance will cover you from financial repercussions in the event of the physical loss, theft, or damage. Don’t wait until it’s too late, call us today to get those valuables scheduled!

GOING GOING GONE

By Amy Haldorson
It’s a glorious sight to some...seeing a lake full of fish houses. The minute that ice reaches the appropriate thickness, those avid fisherman begin their favorite pastime. Personally I am not an "outdoor" girl, but for the sake of being able to call myself a true North Dakotan, I decided to give it a go. Knowing nothing whatsoever about ice fishing other than, there's a hole in the ice and that’s where your fishing rod goes, I drove down to the lake. I've always thought ice fishing looked dangerous. The only thing between me and freezing water is frozen water? Seems reckless, but what isn't in North Dakota. I did not have an ice house, but I did have a fishing pole...no bait...gross. I took my first step on the ice slowly. Even though I see pickups and lots of people, I cant help but be nervous. Just to be safe, I will crawl to my spot. I'm sure I looked silly crawling across the ice, but I’ll have the last laugh when everyone else falls through the ice (and hopefully they don’t). Realizing I had no way to make a hole in the ice, I made my way to the nearest ice house. They were nice enough to show me the ropes and it was a lot more involved than I had imagined. I got bored after a while of no fish biting, but I can at least say I've been ice fishing now. I think back to that day whenever I see an article about a pickup or ice house going through the ice. I'm content staying on land for now…ready to put in your insurance claims should something regrettably happen. We get many questions on insurance coverage and ice houses. Depending on the type of house and the value, you are usually able to add the ice house to your homeowners policy. In some cases, they can go on their own policy. It’s important to make sure your vehicle also has the appropriate amount of coverage if you are taking it out on the lake. If your vehicle does not have enough coverage, you may be liable for the entire cost of the extraction and replacement of your vehicle. We are here to help you make sure you have the right coverages.

Claim Corner

This time of the year, the deer are moving. With farmers harvesting, that means deer are looking for new places to hide. As an insurance agent, we get reports of deer accidents very frequently. In North Dakota, you are not required to legally report a deer hit to the police unless it is over 4k of damage. To be covered for a run in with a deer, you need to have comprehensive coverage as part of your insurance policy. If you should swerve to hit a deer, your insurance claim would actually be filed under your collision piece in your policy.
· On average, there are between 175 and 200 fatalities and over 10,000 injuries every year caused by deer accidents.
· The odds of hitting a deer with a car in the US are 1 in 116.
· Deer kill approximately 120 people a year.
· About 80% of the hunting population hunts big game, as the deer hunting statistics reveal.
· The cost of deer related accidents rose from $162 to $4314 in just one year.
· Hunters kill approximately 6 million white-tail deer living in the wild every year.
· The average lifespan of a white tail deer in the US is 435 years.
· Every year, deer travel approximately 3000 miles.
· Some deer herds can have 100,000 members.

Recipe of the Month-

Garlic Cheese Pull Apart Bread


Ingredients:
1 1/2 tsp garlic powder
1/2 tsp onion powder
1 tsp parsley flakes, dry
1/2 tsp Italian seasoning
1/2 tsp salt
16 dinner rolls, frozen white
1/2 cup butter
1 cup parmesan cheese, grated
Instructions:
Allow the frozen dough to sit at room temperature for 45 minutes, cut each roll in half with a clean pair of scissors. Pour melted butter and seasoning over dough. Add parmesan cheese. Use your hands to gently combine and coat dough. Dough will stick together. Gently pull piece of dough apart and line the bottom of a 9 in spring form pan with dough and cover with remaining cheese. Allow to sit at room temperature and rise until double. (About 1 1/2 hours) It is now ready to bake! You will want to either place a cookie sheet under it or line the bottom of the pan with foil as the butter may leak out from the spring form pan while baking. Grab a piece and enjoy!

Happy Veterans Day!

What can YOU do in honor of Veterans Day?
Hang a flag. If you have never hung a flag in your house or classroom, Veterans Day is a great day to hang one and talk about the meaning and importance of the flag. A soldier takes his oath of service in front of the American flag. In that oath, a soldier makes a solemn vow to offer his life for the country. As he takes that oath, his eyes are fixed on the flag.

NuLine acquires new Dunseith office!



NuLine has recently acquired a new insurance agency in Dunseith ND. Campbell Insurance had been a long time local agency, but remains independent allowing customers to make their own choices. Here at NuLine we are really excited to get to know the area and our new customers. Chad Friese, owner, was recently interviewed in the Turtle Mountain Star, where he was asked about the purchase. At the suggestion of their customers, Chad said, NuLine decided to make the purchase. They thought we should have an office there as we were serving the north end of Pierce County as well as Rolette County. The owners of Campbell wanted to keep their customers serviced as they intended to exit the business. NuLine and Campbell have the same carriers, so it was a natural fit for NuLine to purchase the book. NuLine currently has three offices and technology is key. We are able to stay in communication with our customers through many forms and there is always someone to help, even if an office is closed. A little bit about us; our agency has been in the insurance business since 1965 in Wells County. We are an independent agent who offer choices to our insured to allow them to use their premium dollars to find the best value. We are not a marketer on price. We believe that we give you more value but more than anything we give you information for which the insured can make informed educated decisions. Our business is to educate the insured and service them when they need it most.
The staffing at the Dunseith office is not yet defined. We will be developing an office hour schedule most likely three to four days a week. We are also exploring some technology to allow our insured to come into a lobby and log into our system and we can have remote video meetings. So far every customer we have had the pleasure of helping in the Dunseith community has been very receptive to the change of hands and we look forward to helping future customers!
Our new office is located at:
11 Main Street NE, Dunseith
You can reach any agent by calling our main office number.

Recipe of the Month

Pineapple Shrimp Fried Rice
Ingredients:
2 Tablespoon Olive Oil
2 Teaspoons sesame oil
1 pound shrimp
Salt and pepper to taste
2 bell peppers diced
1/2 cup chopped green onion
2 cloves garlic
1 can pineapple chunks, juice reserved
2 cups leftover rice
3 tablespoons soy sauce
2 tablespoons pineapple juice
Instructions:
Heat 1 tbsp. of the olive oil and 1 tsp of the sesame in a large skillet. Once the oil is sizzling hot, add the shrimp in a single layer. Cook for 1 min, adding salt and pepper to taste, then flip for one more minute. Use a slotted spoon to remove the shrimp to a plate. Heat the remaining olive oil in the skillet and when it is hot, add the peppers and cook for 3 min. Add the green onions and garlic, cook stirring constantly for one min, then, stir in the leftover rice. Spread the rice out in the pan into the single layer and cook for 2 min. Add the pineapple chunks to the pan. Drizzle over the soy sauce, pineapple juice, and sesame oil, and mix everything. Remove the pan from heat and stir in the shrimp. Serve immediately. Enjoy!

Business Spotlight

Fritels Custom Designs


We love to find hidden gems and Fritels is no exception. Located in Knox, ND, Fritel’s Custom Designs is creating designs with you in mind. Travis Fritel had a vision in mind when he started up his side business in June of 2020. He creates many works of art using metal and other materials. Travis is the Ag teacher in Leeds, ND. What started out as a family hobby, has now become a successful business for he and his wife, Jenessa. They do the work themselves out of their shop, which is located 12 miles east of Rugby. Travis creates many personalized pieces, and has a lot of experience with machinery parts, welding and mechanics. He encourages customers to come to him with an idea and he will work to make your dream come to fruition. Custom Designs has many pieces displayed in Rugby businesses and also the Rugby School. Their customer base has grown tremendously in a year and in addition to all over the state, they have served customers in California, Oregon and Minnesota. Fritel’s Custom Designs make great gifts and I personally have my eye on a beautiful fire pit ring. Their website has their contact information and some pricing, but they can also be reached via Facebook and Instagram.
Phone: 701-263-5076 (Travis Fritel)
Check out their website at https://www.fritelscustomdesigns.com