NuLine News

Very recently a bad bug hit our local town and a few of us got it worse than others. As most people, our insured reached for her trusty humidifier. Running one of these babies usually helps with the sniffles. As she ran her humidifier she didn't notice the even bigger problem that was brewing. Our insured left the humidifier going for days and days and came home after work to find her home feeling like an indoor swimming pool. There was so much humidity in the air, it was creating a perfect breeding ground for mold spores to form. Upon some investigation, she found mold forming in the corners of the ceiling in the room the humidifier was running in. Humidifiers can actually become a household health hazard and can make you sick if they aren't maintained properly or if humidity levels stay too high. If you use humidifiers, be sure to monitor humidity levels and keep your humidifier clean. Mold is only covered by homeowners insurance when it’s caused by a covered peril that is "sudden or accidental" in nature. There are many exclusions for mold, such as if a plumbing leak is neglected or poor ventilation that leads to humidity build-up. If you should have mold damage or aren't sure if its covered under your home policy, check with your insurance agent to review your coverages. In addition, humidifiers should be run with purified water only. City water has minerals that are released in the air that cause a white buildup on furniture and plug up furnace filters. We had one client whose A/C quit working because the furnace was not getting any air. Only run these when you are sick and get a hygrometer!

I piece of bread ( I used challah and it worked great)

1/4 cup milk

2 tablespoons syrup

1 teaspoon ground cinnamon

Pinch of salt

1 Tablespoon of chocolate chips-I recommend mini if you have them

Powered sugar (optional)

Cinnamon (optional)

Mix together egg, milk, syrup, cinnamon, and salt into a microwaveable mug. Cut off the crust of the bread and cube. Submerge the bread within the egg mixture of the mug. Stir in the chocolate chips. Sprinkle the optional cinnamon sugar on top. Microwave for a total of 2 minutes stopping every 30 seconds. Let cool for about 1-2 minutes. Sprinkle powdered sugar on top and enjoy!

1/2 cup butter, softened

1/4 cup minced fresh cilantro

1 tablespoon lime juice

1 1/2 teaspoons grated lime zest

12 medium ears sweet corn, husked

Grated cotija cheese, optional

In a small bowl, mix butter, cilantro, lime juice, and lime zest. Shape into a log; wrap in waxed paper. Refrigerate until firm., about 30 minutes. Wrap each ear of corn in a piece of heavy duty foil. Grill corn, covered, over medium heat until tender, turning occasionally, 15-20 minutes. Cut lime butter into 12 slices. Remove corn from the grill and carefully open the foil, allowing steam to escape. Serve the corn with butter, and if desired, a sprinkling of cheese.

Ingredients:

· Whole grain toast (or any bread)

· Ripe avocados

· Egg (I used fried over easy, but could use boiled, poached or scrambled)

· Seasonings—Salt and pepper, or my favorite, Everything Bagel Seasoning!

· Tomatoes (optional) - use halved cherry or sliced, you can even marinate them!

· Other optional ingredients: Bacon, Chives, micro-greens, Cholula hot sauce, feta cheese , red onion, salmon, squeeze of lime juice, etc. Feel free to make it how you like!

Instructions: Cook your egg (if using), make toast, add mashed up avocado on the toast, put egg on top, top with toppings and sprinkle with seasonings!

By Amy Haldorson

Does your child have a Barbie jeep or an electric bike? If you come to my house, you’ll more than likely see a couple of kids zooming around on them all over our yard. Sometimes even running over pets or their siblings. There has also been an occasional 3am Barbie car race between adults. Shhh don’t tell my kids. One particular beautiful starry night my friend and I were bored. Because, why sleep at 3am when you can drive Barbie cars around. She hopped on and the next thing you know she's zooming towards my garage door. You know how this turns out….I blamed it on the kids of course. When I asked Chad how to go about turning in the claim, he had more questions than usual…but my first thought was, am I liable for this damage? Most homeowners insurance policies now extend coverage for motorized vehicles, including Barbie Jeeps. But, there are some exceptions to this rule, so you may want to check with your insurance agent. Now, if the Barbie car had an accident off our property and hit someone else or someone's else's property, I may have been liable. Homeowner’s policies may or may not provide coverage while on the insured premises, and it less likely that polices extend coverage for these motorized vehicles beyond the property. This could leave your clients (and possibly YOU) open to a liability exposure if there were to be an accident, injury or property damaged caused by the motorized vehicle….and yes, Barbie Jeeps and electric bicycles are considered motorized vehicles. As the weather warms and those warm weather toys come out of the garage and on to the driveways….and sidewalks and streets, it is a great time to ask your talk to your insurance agent about any toys that you may have on your property.

Safety Tips for Electric Cars for Kids:

1. Inspect the car. Do a once over and make sure there are no broken or missing parts. Additionally, you should get familiar with how the toy works. Make sure there are no exposed electrical components or sharp edges.

2. Create a safe riding environment. Think about helmets and seatbelts, riding surfaces, and fences.

3. Properly maintaining the vehicles are important. The main components to keep an eye on for an electric toy car are; wheels, body and battery.

4. Cleaning and proper storage. If you want the toy to last a long time, do not keep it outside. Rain, snow, moisture and curious critters are all threats and will easily dam-age, as well as damage the battery.

5. Age and weight limits. Be sure to check out all the features and limitations of a car before buying it to ensure its age and weight are appropriate for you child.

Its Spring Time!

Time for…..pumpkins? You read that right. With help from area businesses, the Rugby Chamber and Prairie Village Museum are gearing up for Rugby’s newest project. They plan to open a pumpkin patch and corn maze near the museum in October. Let the planning begin! The pumpkin patch and corn maze will sit just to the west of the museum buildings on the museum grounds. The plan is to have it open to visitors for five weekends in October. They realize October is a long way away, but in order to make some of the purchases, they need community help now. A needed $20,000 has already been cut in half by events put on since January. In addition to the pumpkins, funds are needed for a barrel train, corn maze, and peat pots to start seeds over the large swath of land. Other items still in the idea stage include a horse-drawn wagon to transport visitors from the museum parking lot to the pumpkin patch. Local businesses have started to sponsor and will be have the opportunity to if they haven't already. All sponsors will receive recognition. It wont go unnoticed.

For more information on ways to help with the pumpkin patch, call 701-208-0539.

Let’s help make this happen!

"This Chex mix was an absolute hit at NuLine’s stop on the Rugby Beer and Seltzer crawl last month!"

5 tablespoons butter melted

5 tablespoons brown sugar

2 teaspoons coconut extract

4 cups Rice Chex

4 cups Corn Chex

1 cup macadamia nuts

1 cup dried pineapple pieces

1 cup dried banana chips

1 cup dried coconut pieces or 1 cup shredded coconut (optional)

Mix the melted butter, brown sugar and coconut extract. Place the Rice Chex, Corn Chex, nuts, bananas and pineapple in a large bowl. Pour the butter mixture over the cereal mixture and stir until everything is evenly distributed. Spread on a parchment lined cookie sheet. Bake at 275 degrees for 45 min, stirring every 15 min. Add coconut for the last 15 min. & watch Hazelnuts closely) Cool and store in an airtight container.